roland binder (Copyright)  Steuerrad Steuerr der
Roundup, 29 Nov 2016

While combating tax evasion ranks highly on the international policy agenda and journalists are covering leak after leak, the economics profession at large has somewhat neglected the subject until recently. In the last years, however, a combination of better international financial data and ... more

Thomas von Stetten (Copyright)  Taschenrechner Kalkulator Zirkel
Press Release, 21 Nov 2016

DIW Berlin examined the causes for the gender gap in financial literacy in several countries – Cultural factors play a key role in addition to income, education, and experience – Better financial literacy would mean more financial security for women in retirement In most countries of ... more

Thomas von Stetten (Copyright)  Taschenrechner Kalkulator Zirkel
Report, 18 Nov 2016

In most countries, women have a lower level of financial literacy than men on average. This report demonstrates that differences in income and education and less experience in financial matters only provide a partial explanation for the gender gap. Data from various countries show that cultural ... more

SoniaM (Copyright)  Abakus Rechenschieber Rechentafel
Interview, 18 Nov 2016

Ms. Grohmann, you have examined the gender gap in financial literacy. In general, do women know more or less about financial matters than men do? On average, women know less about financial matters than men in most countries. There are exceptions – Thailand and Russia, for example  ... more

Uwe Moser (Copyright)  Forschung Chemielabor Chemielabore
Press Release, 15 Nov 2016

Germany’s research and development concentrated in urban areas – public research undergoing dynamic development According to a new study conducted by the German Institute for Economic Research (DIW Berlin), spatial proximity to industrial production plays a greater role for Germany ... more

List of news
by Antonia Grohmann, in DIW Economic Bulletin

In most countries, women have a lower level of financial literacy than men on average. This report demonstrates that differences in income and education and less experience in financial matters only provide a partial explanation for the gender gap. Data from various countries show that cultural differences may also play a role. In order to close the gender gap in financial literacy, schools should do a better job of imparting general knowledge and numerical proficiency. Lessons on the subject of finance must attempt to involve girls so they learn to view financial matters as part of “their job” from an early age. Overall gender equality would also narrow the gender gap in financial literacy.

by Alexander Eickelpasch, in DIW Economic Bulletin

The bulk of Germany’s research and development (R&D) activity is concentrated in densely populated areas, urban regions that account for 62 percent of the country’s R&D workforce. The regions surrounding Stuttgart, Munich, and Braunschweig have by far the highest R&D intensity—that is, the share of R&D personnel in the total number of employees. Between 2003 and 2013, Munich lost some of its lead over the national average, while Stuttgart and Braunschweig increased their leads. In Germany on the whole, R&D personnel capacities in public research facilities and the higher education sector expanded more than did those in the business enterprise sector—not least due to the additional expenditure within the framework of certain government initiatives, namely the Pact for Research and Innovation, the German Universities Excellence Initiative, and the University Pact. The areas with the highest R&D intensity in public research (that is, research facilities and institutes of higher education) are Göttingen, Dresden, and Aachen—but only Dresden was able to increase its lead during the observation period. In the private sector, Stuttgart, Braunschweig, Darmstadt, and Ingolstadt have the highest R&D intensities. For private R&D, spatial proximity to manufacturing plays a much stronger role than does proximity to public R&D— hence areas with lower levels of industrial activity should not only promote the transfer of knowledge within the region but also take advantage of public research conducted elsewhere in order to support the local economy. Furthermore, to make better use of knowledge potential at the local level, regional industry should be strengthened—for example, within the framework of industrial development policy.

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