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Diskussionspapiere 1504 / 2015

Childhood Roots of Financial Literacy

Financial literacy predicts informed financial decisions, but what explains financial literacy? We use the concept of financial socialization and aim to represent three major agents of financial socialization: family, school and work. Thus we compile

2015| Antonia Grohmann, Roy Kouwenberg, Lukas Menkhoff
Monographien

Financial Literacy and Peer Effects: Causes and Consequences ; Dissertation

Hannover: Leibniz Univ., 2015, 187 S. | Antonia Grohmann
Externe referierte Aufsätze

The Effect of Peer Observation on Consumption Choices: Evidence from a Lab-In-Field Experiment

We investigate the impact of peer observation on consumption decisions using a lab-in-field experiment. Respondents make consumption decisions either alone or under peer observation. We find evidence for peer effects. We are able to study these ...

In: Applied Economics 51 (2019), 55, S. 5937-5951 | Antonia Grohmann, Sahra Sakha
Externe referierte Aufsätze

Financial Literacy and Financial Behavior: Evidence from the Emerging Asian Middle Class

This paper analyses financial literacy and financial behavior of middle class people living an urban Asian economy. Other than most papers on financial literacy that focus on people in developed countries, we surveyed people living Bangkok. Using ...

In: Pacific-Basin Finance Journal 48 (2018), S. 129-143 | Antonia Grohmann
Externe referierte Aufsätze

Does Financial Literacy Improve Financial Inclusion? Cross Country Evidence

While financial inclusion is typically addressed by improving the financial infrastructure, we show that a higher degree of financial literacy also has a clear beneficial effect. We study this effect at the cross-country level, which allows us to ...

In: World Development 111 (2018), S. 84-96 | Antonia Grohmann, Theres Klühs, Lukas Menkhoff
Externe referierte Aufsätze

Childhood Roots of Financial Literacy

Financial literacy predicts informed financial decisions, but what explains financial literacy? We use the concept of financial socialization and aim to represent three major agents of financial socialization: family, school and work. Thus we compile

In: Journal of Economic Psychology 51 (2015), S. 114-133 | Antonia Grohmann, Roy Kouwenberg, Lukas Menkhoff
Weitere Aufsätze

Does Financial Literacy Improve Financial Inclusion? Cross Country Evidence: Policy Research Contribution #2

In: OECD-GFLEC Global Policy Research Symposium to Advance Financial Literacy <5, 2018, Paris> , Effective Financial Education for Sustainable and Inclusive Growth
S. 17-18
Symposium Proceedings
| Antonia Grohmann, Theres Klühs, Lukas Menkhoff
Monographien

Earn More Tomorrow: Overconfident Income Expectations and Consumer Indebtedness

This paper examines whether biased income expectations due to overconfidence lead to higher levels of debt-taking. In a lab experiment, participants can purchase goods by borrowing against their future income. We exogenously manipulate income ...

Munich, Germany: Collaborative Research Center Transregio 190, 2019, 94 S.
(Discussion paper / Rationality & Competition, CRC TRR 190 ; 152)
| Antonia Grohmann, Lukas Menkhoff, Christoph Merkle, Renke Schmacker
Monographien

Does Financial Literacy Improve Financial Inclusion? Cross Country Evidence

While financial inclusion is typically addressed by improving the financial infrastructure, we show that a higher degree of financial literacy also has a clear beneficial effect. We study this effect at the cross-country level, which allows us to ...

Munich, Germany: Collaborative Research Center Transregio 190, 2018, 94 S.
(Discussion paper / Rationality & Competition, CRC TRR 190 ; 95)
| Antonia Grohmann, Theres Klühs, Lukas Menkhoff
29 Ergebnisse, ab 21