Search Publications

clear
7 results, from 1
DIW Wochenbericht 25 / 2021

Fehlende Selbstkontrolle und geringe finanzielle Bildung als Ursachen von Konsumschulden

Aktuell machen sich 40 Prozent der Menschen in Deutschland Sorgen um ihre eigene wirtschaftliche Situation. In ernsten finanziellen Schieflagen ist bislang aber nur eine Minderheit. Im Jahr 2020 galten 6,85 Millionen Personen in Deutschland als überschuldet, konnten ihren Zahlungsverpflichtungen also über längere Zeit nicht nachkommen. Diese Zahl weicht nicht signifikant von den Vorjahren ab. Dabei ...

2021| Jana Hamdan
DIW Wochenbericht 22 / 2021

Finanzielle Bildung: Wichtiger Schutz gegen Überschuldung: Kommentar

2021| Jana Hamdan
Diskussionspapiere 1950 / 2021

The Effect of Self-Control and Financial Literacy on Impulse Borrowing: Experimental Evidence

This paper examines the effect of reduced self-control on impulsive borrowing in a laboratory experiment. We manipulate self-control using an ego depletion task and show that it is effective. Following the ego depletion task, participants can anonymously buy hot drinks on credit. We find no significant average effects, but find that treated individuals that have low financial literacy are more likely ...

2021| Antonia Grohmann, Jana Hamdan
DIW Roundup 131 / 2019

The Impact of Mobile Money in Developing Countries

Mobile money is a success story in terms of facilitating account ownership and payments in developing and emerging countries. Today, telecommunication companies offer mobile money services across more than 90 countries. The most popular services are deposits and instant digital money transfers between users. Widespread mobile money adoption is boosting financial inclusion, reducing in transaction costs ...

2019| Jana Hamdan
Monographien

The Effect of Self-Control on Borrowing: Experimental Evidence

This paper examines the effect of reduced self-control on debt-taking in a laboratory experiment. We manipulate self-control using an ego depletion task and show that it is effective. Following the ego depletion task, participants can anonymously buy hot drinks on credit. We find no significant average effects, but find that treated individuals that have low financial literacy are more likely to buy ...

Munich: Collaborative Research Center Transregio 190, 2020, 36 S. : Anh.
(Discussion paper / Rationality & Competition, CRC TRR 190 ; 264)
| Antonia Grohmann, Jana Hamdan
Zeitungs- und Blogbeiträge

Schutzschild vor Überschuldung?

In: Makronom (01.07.2021), [Online-Artikel] | Jana Hamdan, Antonia Grohmann
Zeitungs- und Blogbeiträge

Finanzielle Bildung könnte viele vor der Schuldenfalle retten

In: Der Tagesspiegel (02.06.2021), [Online-Artikel] | Jana Hamdan
7 results, from 1
keyboard_arrow_up