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824 results, from 21
  • Externe referierte Aufsätze

    Marriage, the Risk of Overeducation, and Selection into Both: Evidence from Germany

    Two competing theories of social support and role specialization have been invoked to explain how marital status affects labour market outcomes. Whereas evidence of beneficial labour market outcomes among married men and employed married women favours a social support perspective, evidence of married women’s reduced labour market participation corresponds to a role specialization perspective. We make ...

    In: European Sociological Review 38 (2022), 1, S. 73–87 | Maik Hamjediers, Paul Schmelzer
  • DIW Weekly Report 37 / 2022

    Consumer Debt: Many Borrowers Unaware of Their Interest Rates; Cost Display Influences Likelihood of Accepting Credit Scenario

    The consumer debt of households in Germany totals in the triple-digit billions and is characterized by a wide range of interest rates. Despite the high volume of debt, many people do not know the terms of their consumer credit contracts. This report analyzes new survey data on general knowledge about typical forms of consumer credit, such as the overdraft facility and consumer loans. Women tend to ...

    2022| Antonia Gipp, Jana Hamdan, Lukas Menkhoff
  • Diskussionspapiere 2006 / 2022

    Heterogeneous Effects of After-School Care on Child Development

    It is often argued that institutionalized after-school care (ASC) can benefit children lacking adequate homework support at home and, hence, foster equality of opportunity. However, despite considerable policy interest, it is unclear whether these afternoon programs are beneficial for child development and if selection into them is efficient, i.e., whether students benefiting most from the programs ...

    2022| Laura Schmitz
  • Externe referierte Aufsätze

    Centre-Based Care and Parenting Activities

    We examine the relationship between parenting activities and centre-based care using time diary and survey data for mothers in Germany. While mothers using centre-based care spend significantly less time in the presence of their child, we find that differences in the time spent on specific activities such as reading, talking, and playing with the child are relatively small or zero. The pattern of results ...

    In: Oxford Bulletin of Economics and Statistics 84 (2022), 6, S. 1356-1379 | Jonas Jessen, C. Katharina Spieß, Sevrin Waights
  • Externe referierte Aufsätze

    Active Learning Improves Financial Education: Experimental Evidence from Uganda

    We conduct a randomized field experiment to study the effects of two financial education interventions offered to small-scale retailers in rural western Uganda. The treatments contrast “active learning” with traditional “lecturing” within standardized lesson-plans. After six months, active learning has a positive effect on savings and investment outcomes, in contrast to small or zero effects for lecturing. ...

    In: Journal of Development Economics 157 (2022), 102870, 9 S. | Tim Kaiser, Lukas Menkhoff
  • Externe Monographien

    Financial Education Matters: Testing the Effectiveness of Financial Education Across 76 Randomized Experiments

    Do financial education programs affect financial knowledge and behaviors? We examine this question using a meta-analysis that incorporates studies from the past decade, which saw a rapid increase in financial education research. When examining data from 76 financial education randomized experiments across 33 countries covering over 160,000 individuals, we find that financial education improves both ...

    Denver: NEFE, 2022, 9 S.
    (Insights: Financial Capability ; April 2022)
    | Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urban
  • Externe referierte Aufsätze

    The Long-Run Effects of Sports Club Vouchers for Primary School Children

    Childhood obesity is one of the most serious public health challenges of the 21st century. While small-scale experiments change behaviors among adults in the short-run, we know little about the effectiveness of large-scale policies or the longer-run impacts due to habit formation among children. To nudge primary school children into a long-term habit of exercising, the German state of Saxony distributed ...

    In: American Economic Journal: Economic Policy 14 (2022), 3, S. 128-165 | Jan Marcus, Thomas Siedler, Nicolas R. Ziebarth
  • DIW Roundup 140 / 2022

    The Impact of Price Display on Financial Decisions

    Credit decisions play an important role for the economic wellbeing of households. However, the complexity of products and varying price information display makes it hard for consumers to navigate this field. Empirical evidence has important implications for consumer protection policies, as many people fail to make optimal choices for themselves and struggle to understand credit cost information. Presenting ...

    2022| Antonia Gipp
  • Externe referierte Aufsätze

    Information Provision and Postgraduate Studies

    This is the first paper to examine experimentally effects of information provision on beliefs about pecuniary and non-pecuniary returns of postgraduate education, enrolment intentions and realized enrolment. We find that our treatment causally affects beliefs measured six months after treatment. The effects on beliefs differ by gender and academic background, and we find that stated enrolment intentions ...

    In: Economica 89 (2022), 355, S. 627-646 | Jan Berkes, Frauke Peter, C. Katharina Spieß, Felix Weinhardt
  • Externe referierte Aufsätze

    Locus of Control and Investment in Training

    We extend standard models of work-related training by explicitly incorporating workers’ locus of control into the investment decision through the returns they expect. Our model predicts that higher internal control results in increased take-up of general, but not specific, training. This prediction is empirically validated using data from the German Socioeconomic Panel (SOEP). We provide empirical ...

    In: Journal of Human Resources 57 (2022), 4, S. 1311-1349 | Marco Caliendo, Deborah A. Cobb-Clark, Cosima Obst, Helke Seitz, Arne Uhlendorf
824 results, from 21
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