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Topic Retirement and Pension Provision

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292 results, from 231
  • Weekly Report 2 / 2009

    Private Households Display Strong Aversion to Investment Risk

    The broadest possible diversification of investments is considered an important strategy for minimizing investment risk. Most households in Germany do distribute their financial assets over several types of investment. However, investment behavior is only partially consistent with the overall readiness for risk-taking reported by heads of households. This is demonstrated by a current empirical study ...

    2009| Nataliya Barasinska, Dorothea Schäfer, Andreas Stephan
  • SOEPpapers 117 / 2008

    Financial Risk Aversion and Household Asset Diversification

    This paper explores the relationship between risk attitude and asset diversification in household portfolios. We first examine the impact of manifested risk aversion on the total number of distinct assets held in a portfolio (naive diversification). The second part of the paper focuses on a more sophisticated strategy of diversification and asks whether financial theory is compatible with observed ...

    2008| Nataliya Barasinska, Dorothea Schäfer, Andreas Stephan
  • Diskussionspapiere 807 / 2008

    Financial Risk Aversion and Household Asset Diversification

    This paper explores the relationship between risk attitude and asset diversification in household portfolios. We first examine the impact of manifested risk aversion on the total number of distinct assets held in a portfolio (naive diversification). The second part of the paper focuses on a more sophisticated strategy of diversification and asks whether financial theory is compatible with observed ...

    2008| Nataliya Barasinska, Dorothea Schäfer, Andreas Stephan
  • Diskussionspapiere 817 / 2008

    Fairness of Public Pensions and Old-Age Poverty

    In several OECD countries, public pay-as-you-go financed pension systems have undergone major reforms in which future retirement benefit promises have been scaled down. A consequence of these reforms is that especially in countries with a tight tax-benefit linkage, the retirement benefit claims of low-income workers might not even exceed the minimum income guarantee which the government provides the ...

    2008| Friedrich Breyer, Stefan Hupfeld
  • SOEPpapers 133 / 2008

    Private Retirement Savings in Germany: The Structure of Tax Incentives and Annuitization

    The present paper studies the growth, welfare and efficiency consequences of the recent introduction of tax-favored retirement accounts in Germany in a general equilibrium overlapping generations model with idiosyncratic lifespan and labor income uncertainty. We focus on the implicit differential taxation of specific savings motives, the mandatory annuitization of benefits and the impact of special ...

    2008| Hans Fehr, Christian Habermann
  • Sonstige Publikationen des DIW / Aufsätze 2008

    Voluntary Activities in an Ageing Society: East and West Germany

    2008| Harald Künemund, Jürgen Schupp
  • Sonstige Publikationen des DIW / Aufsätze 2008

    More Direct Losers than Winners from the 2005 Unemployment Reforms

    2008| Jan Goebel, Maria Richter
  • SOEPpapers 46 / 2007

    Benefit-Entitlement Effects and the Duration of Unemployment: An Ex-ante Evaluation of Recent Labour Market Reforms in Germany

    We analyse benefit-entitlement effects and the likely impact of the recent reform of the unemployment compensation system on the duration of unemployment in Germany on the basis of a flexible discrete-time hazard rate model estimated on pre-reform data from the German Socioeconomic Panel. We find (i) relatively strong benefit-entitlement effects for the unemployed who are eligible to means-tested unemployment ...

    2007| Hendrik Schmitz, Viktor Steiner
  • SOEPpapers 53 / 2007

    To Claim or Not to Claim: Estimating Non-take-up of Social Assistance in Germany and the Role of Measurement Error

    Using representative micro data from the German Socio-Economic Panel Study (SOEP) for the year 2002, we analyse non-take-up behaviour of Social Assistance (SA) inGermany. According to our simulation as much as 67 percent of the eligible population did not claim SA in that year which is slightly higher than reported in previous work. We particularly emphasize the role of measurement error in estimating ...

    2007| Joachim R. Frick, Olaf Groh-Samberg
  • Diskussionspapiere 734 / 2007

    To Claim or Not to Claim: Estimating Non-take-up of Social Assistance in Germany and the Role of Measurement Error

    Using representative micro data from the German Socio-Economic Panel Study (SOEP) for the year 2002, we analyse non-take-up behaviour of Social Assistance (SA) in Germany. According to our simulation as much as 67 percent of the eligible population did not claim SA in that year which is slightly higher than reported in previous work. We particularly emphasize the role of measurement error in estimating ...

    2007| Joachim R. Frick, Olaf Groh-Samberg
292 results, from 231
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