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293 results, from 31
  • Externe referierte Aufsätze

    Financial Literacy and Intra-household Decision Making: Evidence from Rwanda

    Research has consistently shown that women’s involvement in household decision making positively affects household outcomes such as nutrition and education of children. Is financial literacy a determinant for women to participate in intra-household decision making? Using data on savings groups in Rwanda, we examine this relationship and show that women with higher financial literacy are more involved ...

    In: Journal of African Economies 30 (2021), 3, S. 225–250 | Antonia Grohmann, Annekathrin Schoofs
  • Externe referierte Aufsätze

    Financial Literacy: Thai Middle-Class Women Do Not Lag Behind

    This research studies the stylized fact of a “gender gap” in that women tend to have lower financial literacy than men. Our data which samples middle-class people from Bangkok does not show a gender gap for those with at least minimum wage earnings. This result is not explained by men’s low financial literacy, nor by women’s high income and good education. Rather, country characteristics may influence ...

    In: Journal of Behavioral and Experimental Finance 31 (2021), 100537, 10 S. | Antonia Grohmann, Olaf Hübler, Roy Kouwenberg, Lukas Menkhoff
  • DIW Weekly Report 38 / 2021

    Financial Education Measures Are Effective: Germany Should Develop a National Strategy for Financial Education

    The OECD recommends its member countries implement national strategies for financial education. Many other countries, such as China and India, also have such strategies, whereas Germany does not. The strongest reason for rejecting such a strategy is the supposition that financial education interventions are ineffective. Using all available randomized experimental studies, this study investigates and ...

    2021| Tim Kaiser, Lukas Menkhoff
  • Diskussionspapiere 1974 / 2021

    Wage Risk and Portfolio Choice: The Role of Correlated Returns

    From standard portfolio-choice theory it is well-understood that background risk, overwhelmingly due to wage risk, is one of the central determinants of individuals’ portfolio composition: higher background risk reduces risky investments. However, if background risk is negatively correlated with financial market risk, higher background risk implies more risky investment. We quantify the influence of ...

    2021| Johannes König, Maximilian Longmuir
  • Diskussionspapiere 1953 / 2021

    Unconventional Fiscal Policy in HANK

    We show that in a New Keynesian model with household heterogeneity, fiscal policy can be a perfect substitute for monetary policy: three simple conditions for consumption taxes, labor taxes, and the government debt level are sufficient to induce the same consumption and labor supply of each household and, thus, the same allocation as interest rate policies. When monetary policy is constrained by a ...

    2021| Hannah Magdalena Seidl, Fabian Seyrich
  • DIW Weekly Report 25 / 2021

    The Case of Deutsche Telekom: How Stock Market Crashes Can Persistantly Affect Household Investment Decisions

    Since decades, only one fourth of German households invest in shares. One exception was during the three IPOs from 1996 to 2000 of the Deutsche Telekom, which gave Germans a taste to enter the stock market. However, the fall in the share price shortly after the second IPO, followed by corruption scandals of the company, put an end to their enthusiasm. The present study based on SOEP data shows that ...

    2021| Chi Hyun Kim, Alexander Kriwoluzky
  • DIW Weekly Report 19/20/21 / 2021

    Mobile Phone Network Expansion in Sparsely Populated Regions in Germany: Roaming Benefits Consumers

    As part of the 2019 frequency allocation process for mobile communications, the Federal Network Agency required network providers to achieve a certain level of mobile network coverage for the population. Cooperation between different network providers was also permitted for the first time, although it was not specified what forms of cooperation are permitted. Using a model, this report shows that providers ...

    2021| Pio Baake, Kay Mitusch
  • SOEPpapers 1119 / 2021

    An Economic Analysis of the Empty Nest Syndrome: What the Leaving Child Does Matters

    This study is an empirical investigation of the empty nest syndrome, commonly understood as a situation where there are feelings of loss or loneliness for mothers and/or fathers following the departure of the last child from the family home. This investigation makes use of rich, longitudinal, nationally representative German data to assess whether there is evidence for such a syndrome. Furthermore, ...

    2021| Alan Piper
  • Externe referierte Aufsätze

    All-Pay Competition with Captive Consumers

    We study a game in which two firms compete in quality to serve a market consisting of consumers with different initial consideration sets. If both firms invest below a certain threshold, they only compete for those consumers already aware of their existence. Above this threshold, a firm is visible to all and the highest investment attracts all consumers. On the one hand, the existence of initially ...

    In: International Journal of Industrial Organization 75 (2021), 102709, 19 S. | Renaud Foucart, Jana Friedrichsen
  • Brown Bag Seminar Industrial Economics

    The Value of Data: Evidence from Web Tracking

    This is an online seminar using Cisco Webex. You will receive the login data with the invitation to the talk. Abstract:   The tracking of online user behavior is considered essential for the construction of consumer profiles, which help platforms monetize their services. Prominent examples are advertising in online search or social media, but also online retailing in which matching...

    20.11.2020| Hannes Ullrich, DIW Berlin and University of Copenhagen
293 results, from 31
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