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  • Refereed essays Web of Science

    Financial Education Affects Financial Knowledge and Downstream Behaviors

    We study the rapidly growing literature on the causal effects of financial education programs in a meta-analysis of 76 randomized experiments with a total sample size of over 160,000 individuals. Many of these experiments are published in top economics and finance journals. The evidence shows that financial education programs have, on average, positive causal treatment effects on financial knowledge ...

    In: Journal of Financial Economics 145 (2022), S. 255–272 | Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urband
  • Refereed essays Web of Science

    Where is the Consumer Center? A Case of St. Petersburg

    In an urban economy, the distribution of people and real estate prices depends on the location of the central business district of a city. As distance from the city center increases, both prices and population density diminish, for travel costs increase in terms of time and money. As manufacturing gradually leaves the cities, the importance of consumer amenities as attractors of population to the urban ...

    In: Regional Science Policy and Practice 14 (2022), 4, S. 916-938 | Konstantin A. Kholodilin, Irina Krylova, Darya Kryutchenko
  • Refereed essays Web of Science

    Ignorance, Intention and Stochastic Outcomes

    In sequential interactions, both the agent’s intention and the outcome of his choice may influence the principal’s action. While outcomes are typically observable, intentions are more likely to be hidden, leaving potential wiggle room for the principal when deciding on a reciprocating action. We employ a controlled experiment to investigate how intentions and outcome affect the principal’s actions ...

    In: Journal of Behavioral and Experimental Economics 100 (2022), 101913, 21 S. | Jana Friedrichsen, Katharina Momsen, Stefano Piasenti
  • Brown Bag Seminar Industrial Economics

    Fairness in Markets and Market Experiments

    Whether pro-social preferences identified in economic laboratory experiments survive in natural market contexts is an important and contested issue. We investigate how fairness in a laboratory experiment framed explicitly as a market exchange relates to preferences for fair trade products elicited before and at the end of the market experiment. We find that the willingness to buy at a higher price...

    12.11.2021| Jana Friedrichsen, DIW Berlin and FU Berlin
  • Berlin Applied Micro Seminar (BAMS)

    Consumption and Subjective Expectations: Empirical Evidence and Structural Estimation

    19.04.2021| Arne Uhlendorff (CREST)
  • Brown Bag Seminar Industrial Economics

    The Value of Data for Prediction Policy Problems: Evidence from Antibiotic Prescribing

    This is an online seminar using Cisco Webex. You will receive the login data with the invitation to the talk. Abstract:   Large-scale personal data collection for the purpose of personalized predictions has been driven by high expectations of efficiency gains in many business and policy settings. Yet, quantifying the trade-off between the costs of linking disconnected silos of personal...

    12.02.2021| Shan Huang, DIW Berlin
  • Vierteljahrshefte zur Wirtschaftsforschung 4 / 2021

    Sustainable Financial Literacy and Preferences for Sustainable Investments among Young Adults

    In diesem Beitrag verwenden wir ein Auswahlexperiment bzgl. der Auswahl von Aktienfonds, um die Präferenzen junger Erwachsener für nachhaltige Anlagen im Vergleich zu konventionellen Investmentfonds zu schätzen. Unsere Ergebnisse deuten darauf hin, dass der traditionelle Trade-Off zwischen dem Risiko und der Rendite von Aktienfonds auch bei der Auswahl nachhaltiger Investmentfonds Bestand hat. Der ...

    2021| Armin Varmaz, Katharina Riebe, Sabrina Hegner
  • Refereed essays Web of Science

    Financial Literacy and Intra-household Decision Making: Evidence from Rwanda

    Research has consistently shown that women’s involvement in household decision making positively affects household outcomes such as nutrition and education of children. Is financial literacy a determinant for women to participate in intra-household decision making? Using data on savings groups in Rwanda, we examine this relationship and show that women with higher financial literacy are more involved ...

    In: Journal of African Economies 30 (2021), 3, S. 225–250 | Antonia Grohmann, Annekathrin Schoofs
  • DIW Weekly Report 38 / 2021

    Financial Education Measures Are Effective: Germany Should Develop a National Strategy for Financial Education

    The OECD recommends its member countries implement national strategies for financial education. Many other countries, such as China and India, also have such strategies, whereas Germany does not. The strongest reason for rejecting such a strategy is the supposition that financial education interventions are ineffective. Using all available randomized experimental studies, this study investigates and ...

    2021| Tim Kaiser, Lukas Menkhoff
  • Refereed essays Web of Science

    Financial Literacy: Thai Middle-Class Women Do Not Lag Behind

    This research studies the stylized fact of a “gender gap” in that women tend to have lower financial literacy than men. Our data which samples middle-class people from Bangkok does not show a gender gap for those with at least minimum wage earnings. This result is not explained by men’s low financial literacy, nor by women’s high income and good education. Rather, country characteristics may influence ...

    In: Journal of Behavioral and Experimental Finance 31 (2021), 100537, 10 S. | Antonia Grohmann, Olaf Hübler, Roy Kouwenberg, Lukas Menkhoff
320 results, from 51
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