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315 results, from 71
  • Brown Bag Seminar Industrial Economics

    Decomposing Trust

    Abstract:  Trust is thought to be an important driver of economic growth and other economic outcomes. Previous studies suggest that trust may be a combination of risk attitudes, distributional preferences, betrayal aversion, and beliefs about the probability of being reciprocated. We compare the results of a binary trust game to the results of a series of control treatments that remove the...

    28.02.2020| Jana Friedrichsen
  • Externe Monographien

    The Effect of Self-Control on Borrowing: Experimental Evidence

    This paper examines the effect of reduced self-control on debt-taking in a laboratory experiment. We manipulate self-control using an ego depletion task and show that it is effective. Following the ego depletion task, participants can anonymously buy hot drinks on credit. We find no significant average effects, but find that treated individuals that have low financial literacy are more likely to buy ...

    Munich: Collaborative Research Center Transregio 190, 2020, 36 S. : Anh.
    (Discussion paper / Rationality & Competition, CRC TRR 190 ; 264)
    | Antonia Grohmann, Jana Hamdan
  • Externe Monographien

    Four Essays on the Economics of Digitization

    Der technische Fortschritt in den Informationstechnologien eröffnet beispiellose wirtschaftliche Möglichkeiten. Durch eine drastische Reduzierung der Kosten dieser Technologien ist es heute so einfach wie noch nie, Informationen und Wissen zu akquirieren, zu kommunizieren und Produkte und Dienstleistungen zu handeln. Die damit einhergehende Umwälzung der Wirtschaft wirft zahlreiche ökonomische Fragestellungen ...

    Berlin: TU Berlin, 2020, XIV, 159 S. | Maximilian Schäfer
  • Vierteljahrshefte zur Wirtschaftsforschung 4 / 2020

    Libra, Bitcoin & Co. - Determinants of Non-cash Payments and Alternative Money: Editorial

    2020| Dorothea Schäfer, Mechthild Schrooten, Armin Varmaz
  • Vierteljahrshefte zur Wirtschaftsforschung 4 / 2020

    Determinants of Financial Literacy among German Students: An Empirical Analysis

    Finanzkompetenzen haben für die gesellschaftliche Teilhabe eine hohe Bedeutung. Dieser Beitrag führt eine empirische Evaluation der Determinanten der Finanzkompetenz von Studierenden an einer deutschen Hochschule durch. Ein weiteres Ziel ist auch die Identifizierung der geschlechtsspezifischen Unterschiede bei der Finanzkompetenz. Die Evaluierung basiert auf der Definition und den Erhebungen zur Finanzkompetenz, ...

    2020| Katharina Riebe
  • Refereed essays Web of Science

    Economic Competence in Early Secondary School: Evidence from a Large-Scale Assessment in Germany

    We employ a psychometrically validated performance test to study economic competence among representative sample of 1,687 early secondary school students in Southwest Germany. The rich dataset allows us to study variation in economic competence across school types and observable student characteristics. Our results show that economic competence is significantly lower among female students, migrants, ...

    In: International Review of Economics Education 35 (2020), 100172, 16 S. | Luis Oberrauch, Tim Kaiser
  • Diskussionspapiere 1920 / 2020

    Subgroup Analysis of Investment Constraints: Evidence from Ugandan Microenterprises

    This study examines the effect of a soft commitment device in the form of a savings goal calendar on savings for small business owners in Kampala, Uganda. We run a randomized controlled trial (RCT) under which the treatment group receives a calendar designed to set savings goals and to make a plan to reach this goal. The control group is given a plain calendar. We find no average effect on savings, ...

    2020| Helke Seitz
  • Diskussionspapiere 1914 / 2020

    The Relationship between Financial Literacy and Financial Inclusion

    About two billion people in the world do not own a financial account and there are many more who use financial services only occasionally. In the past, initiatives which address these problems of financial exclusion focused on the supply side of financial markets, in particular by increasing the branch network of banks and by offering cheap bank products. While this had the desired effect, recent ...

    2020| Antonia Grohmann, Lukas Menkhoff
  • Diskussionspapiere 1912 / 2020

    Financial Literacy and Intertemporal Arbitrage

    We study the role of financial literacy for inter-temporal decision-making using an adapted version of the Convex Time Budget Protocol (Andreoni and Sprenger 2012). While we find no evidence of dynamically inconsistent preferences in the aggregate, we document substantial heterogeneity in choice-patterns and estimated parameters at the individual-level: We find that subjects with higher levels of financial ...

    2020| Luis Oberrauch, Tim Kaiser
  • Diskussionspapiere 1860 / 2020

    The Financial Accelerator, Wages, and Optimal Monetary Policy

    I study the effects of labor market outcomes on firms' loan demand and credit intermediation. I first show in partial equilibrium that the presence of frictions in the banking sector lowers the capital factor demand elasticity to changes in real wages. This finding helps to connect the substitutability of labor and capital with credit conditions. Second, I use a new Keynesian banking model with an ...

    2020| Tobias König
315 results, from 71
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