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312 results, from 281
  • SOEPpapers 226 / 2009

    Marital Risk, Family Insurance, and Public Policy

    The present paper aims to quantify the growth and welfare consequences of changing family structures in western societies. For this reason we develop a dynamic general equilibrium model with both genders which takes into account changes of the marital status as a stochastic process. Individuals respond to these shocks by adjusting savings and labor supply. Our quantitative results indicate that the ...

    2009| Hans Fehr, Manuel Kallweit, Fabian Kindermann
  • Refereed essays Web of Science

    Explaining the Hump in Life Cycle Consumption Profiles

    This paper documents life cycle (or age) profiles of (log) household income, durable and non-durable consumption for Dutch households after explicitly controlling for time (or business cycle) effects and birth cohort effects. We find that both measures of consumption as well as income is clearly hump shaped over the life cycle. Hence, real consumption per household seems to track income over the life ...

    In: De Economist 157 (2009), 1, S. 107-120 | Rob Alessie, Joppe de Ree
  • SOEPpapers 234 / 2009

    Schenkungen und Erbschaften im Lebenslauf: vergleichende Längsschnittanalysen zu intergenerationalen Transfers

    The research on private financial transfers between generations lacks a longitudinal perspective. Gifts as intergenerational transfers inter vivos allow us to study the importance of life course events for the chances of receiving transfers. In Germany, gifts are highly private and leave more scope for decision-making than the regulated bequests. Thus, gifts are better suited to test theories on family ...

    2009| Thomas Leopold, Thorsten Schneider
  • Diskussionspapiere 946 / 2009

    Google Searches as a Means of Improving the Nowcasts of Key Macroeconomic Variables

    The Google Insights data are a collection of recorded Internet searches for a huge number of the keywords, which are available since January 2004. These searches represent a kind of revealed perceptions of Internet users, which are a (possibly not entirely representative) sample of the general public. These data can be used to improve the short-term forecasts or nowcasts of various macroeconomic variables. ...

    2009| Konstantin A. Kholodilin, Maximilian Podstawski, Boriss Siliverstovs, Constantin Bürgi
  • SOEPpapers 186 / 2009

    Factors Influencing Tenure Choice in European Countries

    Homeownership rates are very different across European countries. They range from below 50% in Germany to over 80% in Greece, Spain or Ireland. However the differences lie not only in the overall homeownership rates but also in its structure, and this is the focus of this paper. Its aim is to study the impact of microeconomic factors on household's tenure choice, using a cross-country comparative approach. ...

    2009| Monika Bazyl
  • SOEPpapers 173 / 2009

    SOEP as a Source for Research on Ageing: Issues, Measures and Possibilities for Improvement

    Demographic change is a key consequence of the development of modern societies. The prolongation of life expectancy, shifts of mortality into later life and long-term low fertility rates cause essential changes in population structures - with an increase in the number and proportion of older people as a key feature. The changes in mortality patterns can be seen as a success of modern society. But demographic ...

    2009| Laura Romeu Gordo, Andreas Motel-Klingebiel, Susanne Wurm
  • SOEPpapers 249 / 2009

    Zur Entwicklung der Sparquoten der privaten Haushalte: eine Auswertung von Haushaltsdaten des SOEP

    According to the National Accounts the German savings rate has increased continuously since 2001 after it fell continuously from 1991. This increase was rather unexpected and hence it is interesting to analyse whether the savings rate of the total population has increased or whether the increase in the aggregated savings rate has been due to the fact that the savings behaviour of certain socio-economic ...

    2009| Ulrike Stein
  • SOEPpapers 254 / 2009

    Accounting for Imputed and Capital Income Flows in Income Inequality Analyses

    Using representative and consistent microdata from the German Socio-Economic Panel Study (SOEP) from 1985-2007, we illustrate that capital income (CI = return on financial investments) and imputed rent (IR = return on investments in owner-occupied housing) have become increasingly important sources of economic inequality in Germany over the last two decades. Whereas the operationalization of CI in ...

    2009| Joachim R. Frick, Markus M. Grabka
  • SOEPpapers 219 / 2009

    Reversing the Question: Does Happiness Affect Consumption and Savings Behavior?

    I examine the impact of happiness on consumption and savings behavior using data from the DNB Household Survey from the Netherlands and the German Socio-Economic Panel. Instrumenting individual happiness with regional sunshine, the results suggest that happier people save more, spend less, and have a lower marginal propensity to consume. Happier people take more time for making decisions and have more ...

    2009| Cahit Guven
  • SOEPpapers 224 / 2009

    Risk Attitudes and Investment Decisions across European Countries: Are Women More Conservative Investors than Men?

    This study questions the popular stereotype that women are more risk averse than men in their financial investment decisions. The analysis is based on micro-level data from large-scale surveys of private households in five European countries. In our analysis of investment decisions, we directly account for individuals' self-perceivedwillingness to take financial risks. The empirical evidence we provide ...

    2009| Oleg Badunenko, Nataliya Barasinska, Dorothea Schäfer
312 results, from 281
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