Topic Consumers

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267 results, from 251
SOEPpapers 57 / 2007

Ethnic Identity and Immigrant Homeownership

Immigrants are much less likely to own their homes than natives, even after controlling for a broad range of life-cycle and socio-economic characteristics and housing market conditions. This paper extends the analysis of immigrant housing tenure choice by explicitly accounting for ethnic identity as a potential influence on the homeownership decision, using a two-dimensional model of ethnic identity ...

2007| Amelie Constant, Rowan Roberts, Klaus F. Zimmermann
SOEPpapers 33 / 2007

Precautionary Savings by Natives and Immigrants in Germany

This paper analyses the savings behaviour of natives and immigrants in Germany. It is argued that uncertainty about future income and legal status (in case of immigrants) is a key component in the determination of the level of precautionary savings. Using the German Socio-economic Panel data it is shown that, although immigrants have lower levels of savings and are less likely to have regular savings ...

2007| Matloob Piracha, Yu Zhu
SOEPpapers 31 / 2007

Cost Liability and Residential Space Heating Expenditures of Welfare Recipients in Germany

Within the German welfare system, heating expenditures of recipients are in general fully covered by the government. This paper empirically tests for the hypothesis that households receiving welfare payments turn to over consumption of residential space heating. We use microdata from two different data sources to explore whether conditional heating expenditures of these households significantly differ ...

2007| Katrin Rehdanz, Sven Stöwhase
SOEPpapers 48 / 2007

Germans in Germany's Ethnic Neighborhoods

In contrast to most research on the effects on residents of living in an ethnic neighborhood, this paper explores how living within an ethnic neighborhood affects members of the dominant ethnic group - in this case Germans - rather than the minorities that define it. The results indicate that Germans living within ethnic neighborhoods are less well off financially than their peers in other parts of ...

2007| Anita I. Drever
SOEPpapers 59 / 2007

Wealth and Asset Holdings of Immigrants in Germany

This paper examines the relative wealth position and the portfolio choices of immigrants in Germany. The empirical findings reveal significant differences in overall wealth and various wealth components between German natives and immigrants. Differences in real estate constitute the major part of different levels of net worth, indicating that disparities in home-ownership rates are responsible for ...

2007| Mathias Sinning
SOEPpapers 21 / 2007

Precautionary Saving and Income Uncertainty in Germany: New Evidence from Microdata

The saving ratio of households in Germany has increased in the past few years when the income trend was weak. This could be due to precautionary saving. In this paper, the importance of precautionary saving against income uncertainty is analyzed empirically using micro data from the German Socio-Economic Panel Study (GSOEP). Wealth in 2002 is regressed on alternative measures of income uncertainty ...

2007| Nikolaus Bartzsch
Sonstige Publikationen des DIW / Aufsätze 2006

Consumer Policy as a Driver of the Economy: Theoretical Perspective of the Study

2006| Christian Wey
Sonstige Publikationen des DIW / Aufsätze 2006

Internet, E-Commerce and Consumer Policy

2006| Sushmita Swaminathan, Daniel Nepelski
267 results, from 251
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