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279 results, from 11
Monographien

Financial Education Matters: Testing the Effectiveness of Financial Education Across 76 Randomized Experiments

Do financial education programs affect financial knowledge and behaviors? We examine this question using a meta-analysis that incorporates studies from the past decade, which saw a rapid increase in financial education research. When examining data from 76 financial education randomized experiments across 33 countries covering over 160,000 individuals, we find that financial education improves both ...

Denver: NEFE, 2022, 9 S.
(Insights: Financial Capability ; April 2022)
| Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urban
Zeitungs- und Blogbeiträge

Financial Education is Effective and Efficient

In: VoxEU.org (17.02.2022), [Online-Artikel] | Lukas Menkhoff, Tim Kaiser, Annamaria Lusardi, Carly Urban
Externe referierte Aufsätze

Financial Education Affects Financial Knowledge and Downstream Behaviors

We study the rapidly growing literature on the causal effects of financial education programs in a meta-analysis of 76 randomized experiments with a total sample size of over 160,000 individuals. Many of these experiments are published in top economics and finance journals. The evidence shows that financial education programs have, on average, positive causal treatment effects on financial knowledge ...

In: Journal of Financial Economics (2022), im Ersch. [online first: 2021-10-03] | Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urband
Brown Bag Seminar Industrial Economics

Fairness in Markets and Market Experiments

Whether pro-social preferences identified in economic laboratory experiments survive in natural market contexts is an important and contested issue. We investigate how fairness in a laboratory experiment framed explicitly as a market exchange relates to preferences for fair trade products elicited before and at the end of the market experiment. We find that the willingness to buy at a higher price...

12.11.2021| Jana Friedrichsen, DIW Berlin and FU Berlin
Berlin Applied Micro Seminar (BAMS)

Consumption and Subjective Expectations: Empirical Evidence and Structural Estimation

19.04.2021| Arne Uhlendorff (CREST)
Brown Bag Seminar Industrial Economics

The Value of Data for Prediction Policy Problems: Evidence from Antibiotic Prescribing

This is an online seminar using Cisco Webex. You will receive the login data with the invitation to the talk. Abstract:   Large-scale personal data collection for the purpose of personalized predictions has been driven by high expectations of efficiency gains in many business and policy settings. Yet, quantifying the trade-off between the costs of linking disconnected silos of personal...

12.02.2021| Shan Huang, DIW Berlin
Externe referierte Aufsätze

Financial Literacy and Intra-household Decision Making: Evidence from Rwanda

Research has consistently shown that women’s involvement in household decision making positively affects household outcomes such as nutrition and education of children. Is financial literacy a determinant for women to participate in intra-household decision making? Using data on savings groups in Rwanda, we examine this relationship and show that women with higher financial literacy are more involved ...

In: Journal of African Economies 30 (2021), 3, S. 225–250 | Antonia Grohmann, Annekathrin Schoofs
Externe referierte Aufsätze

Financial Literacy: Thai Middle-Class Women Do Not Lag Behind

This research studies the stylized fact of a “gender gap” in that women tend to have lower financial literacy than men. Our data which samples middle-class people from Bangkok does not show a gender gap for those with at least minimum wage earnings. This result is not explained by men’s low financial literacy, nor by women’s high income and good education. Rather, country characteristics may influence ...

In: Journal of Behavioral and Experimental Finance 31 (2021), 100537, 10 S. | Antonia Grohmann, Olaf Hübler, Roy Kouwenberg, Lukas Menkhoff
DIW Weekly Report 38 / 2021

Financial Education Measures Are Effective: Germany Should Develop a National Strategy for Financial Education

The OECD recommends its member countries implement national strategies for financial education. Many other countries, such as China and India, also have such strategies, whereas Germany does not. The strongest reason for rejecting such a strategy is the supposition that financial education interventions are ineffective. Using all available randomized experimental studies, this study investigates and ...

2021| Tim Kaiser, Lukas Menkhoff
DIW Weekly Report 19/20/21 / 2021

Mobile Phone Network Expansion in Sparsely Populated Regions in Germany: Roaming Benefits Consumers

As part of the 2019 frequency allocation process for mobile communications, the Federal Network Agency required network providers to achieve a certain level of mobile network coverage for the population. Cooperation between different network providers was also permitted for the first time, although it was not specified what forms of cooperation are permitted. Using a model, this report shows that providers ...

2021| Pio Baake, Kay Mitusch
279 results, from 11
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