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292 results, from 211
  • Externe Monographien

    Do Wealthier Households Save More? The Impact of the Demographic Factor

    Essen: RWI, 2012, 22 S.
    (Ruhr Economic Papers ; 338)
    | Ansgar Belke, Christian Dreger, Richard Ochmann
  • Diskussionspapiere 1211 / 2012

    Do Wealthier Households Save More? The Impact of the Demographic Factor

    This paper investigates the relationship between wealth, ageing and saving behaviour of private households by using pooled cross sections of German consumption survey data. Different components of wealth are distinguished, as their impact on the savings rate is not homogeneous. On average, the effect attributed to real estate dominates the other components of wealth. In addition, the savings rate strongly ...

    2012| Ansgar Belke, Christian Dreger, Richard Ochmann
  • Externe Monographien

    Empirical Studies on Economic Risks, Demographic Change, and Public Policy: Dissertation

    This cumulative dissertation consists of three contributions that empirically analyse economic risks at the level of the individual and the household from different perspectives. The first analysis "Future public pensions and changing employment patterns across cohorts" aims to quantify the effects of labour market changes and pension reforms across birth cohorts in East and West Germany. The pension ...

    Berlin: Freie Universität, 2012, V, 185 S. | Johannes Geyer
  • FINESS Working Papers 6.3 / 2010

    Are Women More Credit-Constrained than Men? Evidence from a Rising Credit Market

    This study investigates whether gender discrimination is taking place in an innovative credit market known as peer-to-peer lending. Based on the data of the largest German peer-to-peer lending platform, we observe that female borrowers pay on average higher interest rates than males despite the fact that the two gender groups do not differ with respect to their credit risk. Our analysis shows however ...

    2010| Nataliya Barasinska, Dorothea Schäfer
  • Refereed essays Web of Science

    The Interest Elasticity of Household Savings: A Structural Approach with German Micro Data

    This paper empirically investigates the effects of changes in the interest rate as well as in the current and expected future consumer price levels on households' consumption-savings decision. In a structural demand model applied to German consumption data, we use cross-sectional and longitudinal variation in prices and tax rates to construct individual after-tax interest rates and cluster-specific ...

    In: Empirical Economics 45 (2013), 1, S. 371-399 | Martin Beznoska, Richard Ochmann
  • Diskussionspapiere 1167 / 2011

    The Effect of Health and Employment Risks on Precautionary Savings

    This paper extends the idea of using ex-ante risk measures in a model of precautionary savings by explicitly simulating future net-income risks. The uncertainty measure takes into account the interdependency of labour market status and health. The model is estimated for prime age males using the German Socio-Economic Panel Study for years 2001-2007. The empirical analysis is conducted using a measure ...

    2011| Johannes Geyer
  • SOEPpapers 721 / 2014

    Care for Money? Mortality Improvements, Increasing Intergenerational Transfers, and Time Devoted to the Elderly

    Background: After the reunification of Germany, mortality among older eastern Germans converged quickly with western German levels. Simultaneously, the pension benefits of eastern Germans rose tenfold. Objective: We make use of German reunification as a natural experiment to show that, first, increasing financial transfers from the elderly to their children led to increasing reverse transfers in the ...

    2014| Tobias C. Vogt, Fanny A. Kluge
  • DIW Roundup 48 / 2014

    The Health Effects of Retirement

    Retirement leads to changes in daily life that may affect health positively or negatively. Existing empirical evidence is inconclusive: While a few studies identify negative health effects, the majority of studies find no or positive effects of retirement on health. The mechanisms behind these effects remain unclear, as is the question of which parts of the population benefit most from retirement. ...

    2014| Peter Eibich
  • SOEPpapers 686 / 2014

    Occupation, Prestige, and Voluntary Work in Retirement: Empirical Evidence from Germany

    The paper examines the extent to which the prestige value of a retiree’s former occupation increases the likelihood that they will make a transition into volunteering after retirement. Following social production function theory, we assume that when a person retires, the prestige value attached to their former occupation fades. The fact that volunteering has the character of a collective good provides ...

    2014| Holger Lengfeld, Jessica Ordemann
  • SOEPpapers 669 / 2014

    Understanding the Effect of Retirement on Health Using Regression Discontinuity Design

    This paper estimates the causal effect of retirement on health, health behavior, and healthcare utilization. Using Regression Discontinuity Design to exploit financial incentives in the German pension system for identification, I investigate a wide range of health behaviors (e.g. alcohol and tobacco consumption, physical activity, diet and sleep) as potential mechanisms. The results show a long-run ...

    2014| Peter Eibich
292 results, from 211
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