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312 results, from 141
  • SOEPpapers 249 / 2009

    Zur Entwicklung der Sparquoten der privaten Haushalte: eine Auswertung von Haushaltsdaten des SOEP

    According to the National Accounts the German savings rate has increased continuously since 2001 after it fell continuously from 1991. This increase was rather unexpected and hence it is interesting to analyse whether the savings rate of the total population has increased or whether the increase in the aggregated savings rate has been due to the fact that the savings behaviour of certain socio-economic ...

    2009| Ulrike Stein
  • Refereed essays Web of Science

    Explaining the Hump in Life Cycle Consumption Profiles

    This paper documents life cycle (or age) profiles of (log) household income, durable and non-durable consumption for Dutch households after explicitly controlling for time (or business cycle) effects and birth cohort effects. We find that both measures of consumption as well as income is clearly hump shaped over the life cycle. Hence, real consumption per household seems to track income over the life ...

    In: De Economist 157 (2009), 1, S. 107-120 | Rob Alessie, Joppe de Ree
  • Diskussionspapiere 992 / 2010

    One Last Puff? Public Smoking Bans and Smoking Behavior

    This paper investigates the short-term effects of public smoking bans on individual smoking behavior. In 2007 and 2008, state-level smoking bans were gradually introduced in all of Germany's sixteen federal states. We exploit this variation in the timing of state bans to identify the effect that smoke-free policies had on individuals' smoking propensity and smoking intensity. Using rich longitudinal ...

    2010| Silke Anger, Michael Kvasnicka, Thomas Siedler
  • Weekly Report 19 / 2010

    Nutritional Information: Traffic Light Labelling Is the Best Way to Reach Consumers

    More than half of German adults are overweight. Those most often affected include the elderly, poor, and individuals with poor education. Yet is overweight an issue that economists should address? Poor nutrition and lack of exercise play a major role in widespread diseases. One third of total health care expenditures are devoted to illnesses related to overweight. This is just one of the reasons why ...

    2010| Kornelia Hagen
  • Weekly Report 20 / 2010

    Nutritional Labeling Today: What Consumers Want - and What They Understand

    Findings from consumer surveys and studies about nutritional labeling tend to be hard to compare, because the methodologies they use and questions they address are quite varied. Nevertheless, by evaluating these studies, we can obtain a good overview of existing nutritional labeling systems and consumer preferences. The present background article offers an overview of the studies frequently cited in ...

    2010| Kornelia Hagen
  • Externe Monographien

    One Last Puff? Public Smoking Bans and Smoking Behavior

    Essen: RWI, 2010, 37 S.
    (Ruhr Economic Papers ; 180)
    | Silke Anger, Michael Kvasnicka, Thomas Siedler
  • Brown Bag Seminar Industrial Economics

    Partitioned Pricing and Consumer Welfare

    Abstract:   In online commerce, obfuscation strategies by sellers are hypothesized to mislead consumers to their detriment and to the profit of sellers. One such obfuscation strategy is partitioned pricing in which the price is split into a base price and add-on fees. While empirical evidence suggests that partitioned pricing impacts consumer decisions through salience effects, its consumer...

    06.12.2019| Kevin Ducbao Tran
  • Diskussionspapiere 1816 / 2019

    Income Redistribution, Consumer Credit, and Keeping up with the Riches

    In this study, we set up a DSGE model with upward looking consumption comparison and show that consumption externalities are an important driver of consumer credit dynamics. Our model economy is populated by two different household types. Investors, who hold the economy’s capital stock, own the firms and supply credit, and workers, who supply labor and demand credit to finance consumption. Furthermore, ...

    2019| Mathias Klein, Christopher Krause
  • Diskussionspapiere 1823 / 2019

    The Effect of Personalized Feedback on Small Enterprises’ Finances in Uganda

    This RCT examines the effect of a new style finance training during which participants are given personalized feedback on their financial business outcomes in addition to a “rules-of-thumb” training approach. We compare this to the effects of a “rules-of-thumb” training by itself and to a control group. Targeting about 500 small and micro entrepreneurs in Kampala, Uganda, we find that the personalized ...

    2019| Antonia Grohmann, Lukas Menkhoff, Helke Seitz
  • Externe Monographien

    Financial Education in Schools: A Meta-Analysis of Experimental Studies

    We study the literature on school financial education programs for children and youth via aquantitative meta-analysis of 37 (quasi-) experiments. We find that financial education treatmenthas, on average, a significant and sizeable impact on financial knowledge (+0.25 SD), similar toeducational interventions in other domains. Additionally, we document small but still significanteffects on financial ...

    München: CESifo, 2018, 35 S.
    (CESifo Working Papers ; 7395)
    | Tim Kaier, Lukas Menkhoff
312 results, from 141
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