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Conference
The tremendous growth of digital transactions – mainly through online platforms – has profoundly affected the way we interact and has opened vast opportunities to improve our lives. The disruptive impact of this process is driven by one core feature: its ability to reduce inefficiencies. Consumers have benefited from an unprecedented proliferation of new services and products that...
01.06.2017
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Diskussionspapiere 1912 / 2020
We study the role of financial literacy for inter-temporal decision-making using an adapted version of the Convex Time Budget Protocol (Andreoni and Sprenger 2012). While we find no evidence of dynamically inconsistent preferences in the aggregate, we document substantial heterogeneity in choice-patterns and estimated parameters at the individual-level: We find that subjects with higher levels of financial ...
2020| Luis Oberrauch, Tim Kaiser
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Diskussionspapiere 1914 / 2020
About two billion people in the world do not own a financial account and there are many more who use financial services only occasionally. In the past, initiatives which address these problems of financial exclusion focused on the supply side of financial markets, in particular by increasing the branch network of banks and by offering cheap bank products. While this had the desired effect, recent ...
2020| Antonia Grohmann, Lukas Menkhoff
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Brown Bag Seminar Industrial Economics
This is an online seminar using Cisco Webex. You will receive the login data with the invitation to the talk.
Abstract: High and growing prescription drug costs in the United States are a major concern for policy makers. This paper focuses on the extent to which promotional gifts and other transfers made to physicians by pharmaceutical companies cause physicians to prescribe more...
16.10.2020| Melissa Newham, DIW Berlin und KU Leuven
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DIW Weekly Report 21/22 / 2020
Mobile money is an innovation that allows financial transactions to be performed via a cell phone. Even in poor regions of Africa, almost everyone has a cell phone; therefore, mobile money could both contribute to the continent’s economic growth and ensure that no Africans are excluded from access to financial services. However, DIW Berlin data from Uganda show that mobile money is actually used less ...
2020| Katharina Lehmann-Uschner, Lukas Menkhoff
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Brown Bag Seminar Industrial Economics
This is an online seminar using Webex. You will receive the login data with the invitation to the talk.
Abstract: Cities worldwide have regulated the peer-to-peer short-term rental market claiming that those markets remove apartments from the long-term housing market, causing an increase in rents. However, at the time many of these policies were passed, empirical evidence for or...
05.06.2020| Kevin Ducbao Tran
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Brown Bag Seminar Industrial Economics
This is an online seminar using Webex. You will receive the login data with the invitation to the talk.
Abstract: Antibiotic resistance is a severe problem within our current health systems. One of the main strategies to combat the rise of antibiotic resistance is to improve individual physicians' antibiotic prescribing practices. However, this strategy requires that differences in...
12.06.2020| Shan Huang
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Refereed essays Web of Science
Most policy instruments to reduce greenhouse gas (GHG) emissions have focused on producers, and on the energy efficiency of buildings, vehicles and other products. Behavioural changes related to climate change also impact ‘in-use’ emissions, and potentially, emissions both ‘upstream’ (including from imported goods) and ‘downstream’ (eg disposal). Consumption-oriented policies may provide avenues to ...
In:
Climate Policy
20 (2020), Suppl. 1, S. S58–S73
| Michael Grubb, Doug Crawford-Brown, Karsten Neuhoff, Karin Schanes, Sonja Hawkins, Alexandra Poncia
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DIW Applied Micro Seminar
Abstract: User generated content is increasingly substituting content created by professionals. Local news that is generated by citizen journalists could be a promising way of supporting the struggling newspaper industry by reducing costs for professional journalists. We study a network of 122 local Austrian newspapers operating a hybrid model of citizen and professional journalism. We first...
12.06.2020| Jörg Claussen, Ludwig-Maximilians-Universität München
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Brown Bag Seminar Industrial Economics
Abstract: We study competition between Airbnb and hotel accommodations in Paris in 2017 to assess the welfare implications of Airbnb’s presence on hotels and travelers. The existing literature on the subject exclusively uses across city variation in Airbnb diffusion. Consequently, it does not take into account that the location of an accommodation within a city might be an important...
09.04.2020| Maximilian Schäfer