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312 results, from 151
  • Brown Bag Seminar Industrial Economics

    Partitioned Pricing and Consumer Welfare

    Abstract:   In online commerce, obfuscation strategies by sellers are hypothesized to mislead consumers to their detriment and to the profit of sellers. One such obfuscation strategy is partitioned pricing in which the price is split into a base price and add-on fees. While empirical evidence suggests that partitioned pricing impacts consumer decisions through salience effects, its consumer...

    06.12.2019| Kevin Ducbao Tran
  • Diskussionspapiere 1816 / 2019

    Income Redistribution, Consumer Credit, and Keeping up with the Riches

    In this study, we set up a DSGE model with upward looking consumption comparison and show that consumption externalities are an important driver of consumer credit dynamics. Our model economy is populated by two different household types. Investors, who hold the economy’s capital stock, own the firms and supply credit, and workers, who supply labor and demand credit to finance consumption. Furthermore, ...

    2019| Mathias Klein, Christopher Krause
  • Diskussionspapiere 1743 / 2018

    Active Learning Fosters Financial Behavior: Experimental Evidence

    We conduct a randomized field experiment to study the effects of two financial education interventions offered to small-scale retailers in Western Uganda. The treatments contrast “active learning” with “traditional lecturing” within standardized lesson-plans. We find that active learning has a positive and economically meaningful impact on savings and investment outcomes, in contrast to insignificant ...

    2018| Tim Kaiser, Lukas Menkhoff
  • DIW Weekly Report 13/14 / 2018

    Household Consumption and Savings Rate Depend Strongly on Employment Status, Income, and Age

    On what and to what extent private households in Germany spend money varies significantly depending on employment status, income, and age. As this study based on the most current official sample survey of income and expenditure from 2013 shows, unemployed households on average spend over half of their income on basic needs such as living and food expenses while unemployed people living alone spend ...

    2018| Karl Brenke, Jan Pfannkuche
  • Conference

    BCCP Conference and Policy Forum 2018

    The tremendous growth of digital transactions has profoundly affected the way we interact, opening vast opportunities to improve our lives. Consumers have benefited from an unprecedented proliferation of new services and products. At the same time, consumers often must process large amounts of imperfect information regarding the products they purchase and services they use. Even more, for many...

    08.06.2018| Juhan Lepassaar, Michael Luca, Steve Tadelis, Ari Ezra Waldmann, Glen Weyl
  • Brown Bag Seminar Industrial Economics

    Airbnb and Rental Prices: Evidence from Berlin

    16.11.2018| Kevin Ducbao Tran
  • DIW Economic Bulletin 41 / 2017

    Financial Literacy Promotes Financial Inclusion in Both Poor and Rich Countries

    For social and economic reasons, national economies benefit from the inclusion of as many people as possible in financial services. In a cross country study, the present study shows that financial literacy for the general population promotes financial inclusion. This relationship goes beyond the effect of higher economic or financial development. And the effect of higher levels of financial literacy ...

    2017| Antonia Grohmann, Lukas Menkhoff
  • Berlin IO Day

    The 6th Berlin IO Day

    The Berlin IO Day is a one-day workshop sponsored by the Berlin Centre for Consumer Policies (BCCP) and supported by Berlin's leading academic institutions, including DIW Berlin, ESMT, Humboldt-Universität zu Berlin, Technische Universität Berlin, and WZB which takes place twice a year, in the fall and in the spring. The aim is to create an international forum for high quality research...

    10.03.2016
  • Diskussionspapiere 1682 / 2017

    Does Financial Literacy Improve Financial Inclusion? Cross Country Evidence

    While financial inclusion is typically addressed by improving the financial infrastructure we show that financial literacy, representing the demand-side of financial markets, also has a beneficial effect. We study this effect at the cross-country level, which allows to consider institutional variation. Regarding “access to finance”, financial infrastructure and financial literacy are mainly substitutes. ...

    2017| Antonia Grohmann, Theres Klühs, Lukas Menkhoff
  • Berlin IO Day

    The 7th Berlin IO Day

    The Berlin IO Day is a one-day workshop sponsored by the Berlin Centre for Consumer Policies (BCCP) and supported by the Berlin's leading academic institutions, including DIW Berlin, ESMT Berlin, Freie Universität Berlin, Humboldt-Universität zu Berlin, Technische Universität Berlin, and WZB which takes place twice a year, in the Fall and in the Spring. The aim is to create an...

    07.10.2016
312 results, from 151
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