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311 results, from 161
  • Brown Bag Seminar Industrial Economics

    Data Network Effects: The Example of Internet Search

    Abstract:   The rise of dominant firms in data driven industries is often credited to their alleged data advantage. Empirical evidence lending support to this conjecture is lacking. In this paper, we show that data as an input into machine learning tasks displays features that favor the hypothesis that data is a source of market power. We study the search result quality for search keywords on...

    06.12.2019| Maximilian Schäfer
  • Externe Monographien

    Financial Education in Schools: A Meta-Analysis of Experimental Studies

    We study the literature on school financial education programs for children and youth via aquantitative meta-analysis of 37 (quasi-) experiments. We find that financial education treatmenthas, on average, a significant and sizeable impact on financial knowledge (+0.25 SD), similar toeducational interventions in other domains. Additionally, we document small but still significanteffects on financial ...

    München: CESifo, 2018, 35 S.
    (CESifo Working Papers ; 7395)
    | Tim Kaier, Lukas Menkhoff
  • Diskussionspapiere 1823 / 2019

    The Effect of Personalized Feedback on Small Enterprises’ Finances in Uganda

    This RCT examines the effect of a new style finance training during which participants are given personalized feedback on their financial business outcomes in addition to a “rules-of-thumb” training approach. We compare this to the effects of a “rules-of-thumb” training by itself and to a control group. Targeting about 500 small and micro entrepreneurs in Kampala, Uganda, we find that the personalized ...

    2019| Antonia Grohmann, Lukas Menkhoff, Helke Seitz
  • Brown Bag Seminar Industrial Economics

    Partitioned Pricing and Consumer Welfare

    Abstract:   In online commerce, obfuscation strategies by sellers are hypothesized to mislead consumers to their detriment and to the profit of sellers. One such obfuscation strategy is partitioned pricing in which the price is split into a base price and add-on fees. While empirical evidence suggests that partitioned pricing impacts consumer decisions through salience effects, its consumer...

    06.12.2019| Kevin Ducbao Tran
  • Diskussionspapiere 1816 / 2019

    Income Redistribution, Consumer Credit, and Keeping up with the Riches

    In this study, we set up a DSGE model with upward looking consumption comparison and show that consumption externalities are an important driver of consumer credit dynamics. Our model economy is populated by two different household types. Investors, who hold the economy’s capital stock, own the firms and supply credit, and workers, who supply labor and demand credit to finance consumption. Furthermore, ...

    2019| Mathias Klein, Christopher Krause
  • DIW Economic Bulletin 46/47 / 2016

    The Gender Gap in Financial Literacy: Income, Education, and Experience Offer Only Partial Explanations

    In most countries, women have a lower level of financial literacy than men on average. This report demonstrates that differences in income and education and less experience in financial matters only provide a partial explanation for the gender gap. Data from various countries show that cultural differences may also play a role. In order to close the gender gap in financial literacy, schools should ...

    2016| Antonia Grohmann
  • DIW Economic Bulletin 46/47 / 2016

    On Average, Women Know Less about Financial Matters than Men Do in Most Countries: Seven Questions for Antonia Grohmann

    2016
  • DIW Economic Bulletin 40/41/42 / 2016

    Assessing Risk Attitude: The Benefits of Pooling Measures

    In Germany and many other countries, financial advisors are required by law to assess their clients’ risk preferences in order to help them make informed and appropriate investment decisions. Most institutions that provide financial advice - banks, for instance - carry out this assessment using just one type of risk measure. Financial advisors might ask clients to answer a question about their attitudes ...

    2016| Lukas Menkhoff, Sahra Sakha
  • DIW Economic Bulletin 40/41/42 / 2016

    Asking More Than One Question Is Key: Nine Questions to Lukas Menkhoff

    2016
  • Berlin IO Day

    The 7th Berlin IO Day

    The Berlin IO Day is a one-day workshop sponsored by the Berlin Centre for Consumer Policies (BCCP) and supported by the Berlin's leading academic institutions, including DIW Berlin, ESMT Berlin, Freie Universität Berlin, Humboldt-Universität zu Berlin, Technische Universität Berlin, and WZB which takes place twice a year, in the Fall and in the Spring. The aim is to create an...

    07.10.2016
311 results, from 161
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