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315 results, from 281
  • SOEPpapers 408 / 2011

    The Effect of Health and Employment Risks on Precautionary Savings

    This paper extends the idea of using ex-ante risk measures in a model of precautionary savings by explicitly simulating future net-income risks. The uncertainty measure takes into account the interdependency of labour market status and health. The model is estimated for prime age males using the German Socio-Economic Panel Study for years 2001-2007. The empirical analysis is conducted using a measure ...

    2011| Johannes Geyer
  • SOEPpapers 90 / 2008

    Mortgage Market Maturity and Homeownership Inequality among Young Households: A Five-Country Perspective

    This paper uses the newly constructed Luxembourg Wealth Study data to document cross-country variation in homeownership rates and the homeownership-income inequality among young households in Finland, Germany, Italy, the UK and the US, and relate it to cross-country differences in mortgage market maturity. We find that aside from Italy, homeownership rates and inequality in the four countries correspond ...

    2008| Alena Bicakova, Eva M. Sierminska
  • Sonstige Publikationen des DIW / Monographien

    Consumer Policy as a Driver of the Economy: Documentation of the International Workshop on "Aspects of Consumer Policy as Drivers of the Economy - Selected Countries Considered as Examples", 9 - 10 March 2006 in Berlin ; on Behalf of the German Federal Agency for Agriculture and Food

    2006| Kornelia Hagen
  • SOEPpapers 21 / 2007

    Precautionary Saving and Income Uncertainty in Germany: New Evidence from Microdata

    The saving ratio of households in Germany has increased in the past few years when the income trend was weak. This could be due to precautionary saving. In this paper, the importance of precautionary saving against income uncertainty is analyzed empirically using micro data from the German Socio-Economic Panel Study (GSOEP). Wealth in 2002 is regressed on alternative measures of income uncertainty ...

    2007| Nikolaus Bartzsch
  • SOEPpapers 33 / 2007

    Precautionary Savings by Natives and Immigrants in Germany

    This paper analyses the savings behaviour of natives and immigrants in Germany. It is argued that uncertainty about future income and legal status (in case of immigrants) is a key component in the determination of the level of precautionary savings. Using the German Socio-economic Panel data it is shown that, although immigrants have lower levels of savings and are less likely to have regular savings ...

    2007| Matloob Piracha, Yu Zhu
  • SOEPpapers 219 / 2009

    Reversing the Question: Does Happiness Affect Consumption and Savings Behavior?

    I examine the impact of happiness on consumption and savings behavior using data from the DNB Household Survey from the Netherlands and the German Socio-Economic Panel. Instrumenting individual happiness with regional sunshine, the results suggest that happier people save more, spend less, and have a lower marginal propensity to consume. Happier people take more time for making decisions and have more ...

    2009| Cahit Guven
  • SOEPpapers 59 / 2007

    Wealth and Asset Holdings of Immigrants in Germany

    This paper examines the relative wealth position and the portfolio choices of immigrants in Germany. The empirical findings reveal significant differences in overall wealth and various wealth components between German natives and immigrants. Differences in real estate constitute the major part of different levels of net worth, indicating that disparities in home-ownership rates are responsible for ...

    2007| Mathias Sinning
  • SOEPpapers 186 / 2009

    Factors Influencing Tenure Choice in European Countries

    Homeownership rates are very different across European countries. They range from below 50% in Germany to over 80% in Greece, Spain or Ireland. However the differences lie not only in the overall homeownership rates but also in its structure, and this is the focus of this paper. Its aim is to study the impact of microeconomic factors on household's tenure choice, using a cross-country comparative approach. ...

    2009| Monika Bazyl
  • SOEPpapers 173 / 2009

    SOEP as a Source for Research on Ageing: Issues, Measures and Possibilities for Improvement

    Demographic change is a key consequence of the development of modern societies. The prolongation of life expectancy, shifts of mortality into later life and long-term low fertility rates cause essential changes in population structures - with an increase in the number and proportion of older people as a key feature. The changes in mortality patterns can be seen as a success of modern society. But demographic ...

    2009| Laura Romeu Gordo, Andreas Motel-Klingebiel, Susanne Wurm
  • Diskussionspapiere 1428 / 2014

    How Does Fuel Taxation Impact New Car Purchases? An Evaluation Using French Consumer-Level Data

    This study evaluates the impact of fuel prices on new car purchases, using exhaustive individual-level data of monthly registration of new private cars in France from 2003 to 2007. Detailed information on the car holder enables us to account for heterogeneous preferences across purchasers. We identify demand parameters through the large oil price fluctuations of this period. We find that the sensitivity ...

    2014| Pauline Givord, Céline Grislain-Letrémy, Helene Naegele
315 results, from 281
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