Dr. Melanie Koch

Research Associate in the

International Economics Department

Research Topics and Working Areas

Melanie Koch is a research associate at the department of International Economics and a former Ph.D. student of the DIW Berlin Graduate Center. In 2020, she completed her Ph.D. at Humboldt-Universität zu Berlin. Her research addresses behavioral aspects of households’ financial decision making in emerging markets. The focus lies on household over-indebtedness. Melanie conducted field studies in Thailand as well as Albania and Kosovo. As part of a research internship she worked at the European Bank for Reconstruction and Development (EBRD) on a lab-in-the-field experiment in Turkey. During her master studies, Melanie was a student assistant at the German Socio-Economic Panel.

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Publications

DIW Wochenbericht 11 / 2020

Haushaltsüberschuldung hängt mit zu hohen Einkommenserwartungen und gelockerter Kreditvergabe zusammen

2020| Theres Klühs, Melanie Koch, Wiebke Stein
Diskussionspapiere 1826 / 2019

Cheating and Corruption: Evidence from a Household Survey

2019| Olaf Hübler, Melanie Koch, Lukas Menkhoff, Ulrich Schmidt
DIW Roundup 130 / 2019

Do Default Assignments Increase Savings of the Poor? Empirical Evidence

2019| Eva Haaser, Melanie Koch
Zeitungs- und Blogbeiträge

In der Überschuldungsfalle

In: Makronom (03.06.2020), S. 3 | Theres Klühs, Melanie Koch, Wiebke Stein
Zeitungs- und Blogbeiträge

Financial Resilience and the Covid-19 Pandemic: The Importance of Financial Literacy in Times of Crisis

In: BSE Insights on the Corona Crisis (28.05.2020), [Online-Artikel] | Jana Hamdan, Melanie Koch
Monographien

Non-Standard Preferences and Beliefs in Financial Decision Making: Dissertation

Berlin: Humboldt-Univ., 2020, XVI, 247 S. | Melanie Koch
Monographien

Coupled Lotteries – A New Method to Analyze Inequality Aversion

Munich: Collaborative Research Center Transregio 190, 2019, 50 .
(Discussion paper / Rationality & Competition, CRC TRR 190 ; 185)
| Melanie Koch,Lukas Menkhoff, Ulrich Schmidt
Monographien

Don’t Expect Too Much – High Income Expectations and Over-Indebtedness

Munich: Collaborative Research Center Transregio 190, 2019, 55 S. : Anh.
(Discussion paper / Rationality & Competition, CRC TRR 190 ; 200)
| Theres Klühs, Melanie Koch, Wiebke Stein

Lectures

Vortrag

Don't Expect Too Much: The Effect of Biased Expectations on (Over-)Indebtedness

Theres Klühs, Melanie Koch, Wiebke Stein
Tutzing, 26.09.2019 - 28.09.2019
| 6th Retreat of the CRC TRR190 "Rationality and Competition"
Vortrag

Don't Expect Too Much: The Effect of Biased Expectations on (Over-)Indebtedness

Theres Klühs, Melanie Koch, Wiebke Stein
Norwich, Großbritannien, 23.05.2019
| Lab in the Field: 6th Annual PhD Workshop Experimental Development Economics. Centre for Behavioural and Experimental Social Science, University of East Anglia
Vortrag

Don't Expect Too Much: The Effect of Biased Expectations on (Over-)Indebtedness

Theres Klühs, Melanie Koch, Wiebke Stein
Mannheim, 17.05.2019
| Doctoral Workshop of the Development Economics Committee of the German Economic Association
Vortrag

The Effect of Social Comparison on Debt Taking: Experimental Evidence

Antonia Grohmann, Melanie Koch
Utrecht, Niederlande, 02.05.2019 - 04.05.2019
| 6th International Meeting on Experimental and Behavioral Social Sciences (IMEBESS)
Vortrag

Coupled Lotteries - A New Method to Analyze Inequality Aversion

Melanie Koch, Lukas Menkhoff, Ulrich Schmidt
Coventry, Großbritannien, 17.04.2019 - 19.04.2019
| Annual Conference 2019 of the Royal Economic Society: RES 2019

Research Projects