Melanie Koch is a research associate at the department of International Economics and a former Ph.D. student of the DIW Berlin Graduate Center. In 2020, she completed her Ph.D. at Humboldt-Universität zu Berlin. Her research addresses behavioral aspects of households’ financial decision making in emerging markets. The focus lies on household over-indebtedness. Melanie conducted field studies in Thailand as well as Albania and Kosovo. As part of a research internship she worked at the European Bank for Reconstruction and Development (EBRD) on a lab-in-the-field experiment in Turkey. During her master studies, Melanie was a student assistant at the German Socio-Economic Panel.