Justus Inhoffen is a PhD student at the DIW Berlin Graduate Center since 2017. He holds a M.Sc. degree in Economics from the University of Mannheim and a B.Sc. from the University of Bonn. Prior to joining the DIW, Justus worked as a bank consultant in Frankfurt am Main. The combination with his work experience as a research assistant at the Institute for Applied Microeconomics in Bonn and the Chair for Economic Policy in Mannheim constitutes his research interests in Microeconometrics and Financial Stability.