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SOEPpapers 90 / 2008

Mortgage Market Maturity and Homeownership Inequality among Young Households: A Five-Country Perspective

This paper uses the newly constructed Luxembourg Wealth Study data to document cross-country variation in homeownership rates and the homeownership-income inequality among young households in Finland, Germany, Italy, the UK and the US, and relate it

2008| Alena Bicakova, Eva M. Sierminska
SOEPpapers 410 / 2011

Residential Segregation and Immigrants' Satisfaction with the Neighborhood in Germany

Using data from the German Socio-Economic Panel, this study examines the relationship between immigrant residential segregation and immigrants' satisfaction with the neighborhood. The estimates show that immigrants living in segregated areas are less

2011| Verena Dill, Uwe Jirjahn, Georgi Tsertvadze
SOEPpapers 408 / 2011

The Effect of Health and Employment Risks on Precautionary Savings

This paper extends the idea of using ex-ante risk measures in a model of precautionary savings by explicitly simulating future net-income risks. The uncertainty measure takes into account the interdependency of labour market status and health. The ..

2011| Johannes Geyer
SOEPpapers 219 / 2009

Reversing the Question: Does Happiness Affect Consumption and Savings Behavior?

I examine the impact of happiness on consumption and savings behavior using data from the DNB Household Survey from the Netherlands and the German Socio-Economic Panel. Instrumenting individual happiness with regional sunshine, the results suggest ..

2009| Cahit Guven
SOEPpapers 186 / 2009

Factors Influencing Tenure Choice in European Countries

Homeownership rates are very different across European countries. They range from below 50% in Germany to over 80% in Greece, Spain or Ireland. However the differences lie not only in the overall homeownership rates but also in its structure, and ...

2009| Monika Bazyl
SOEPpapers 173 / 2009

SOEP as a Source for Research on Ageing: Issues, Measures and Possibilities for Improvement

Demographic change is a key consequence of the development of modern societies. The prolongation of life expectancy, shifts of mortality into later life and long-term low fertility rates cause essential changes in population structures - with an ...

2009| Laura Romeu Gordo, Andreas Motel-Klingebiel, Susanne Wurm
SOEPpapers 33 / 2007

Precautionary Savings by Natives and Immigrants in Germany

This paper analyses the savings behaviour of natives and immigrants in Germany. It is argued that uncertainty about future income and legal status (in case of immigrants) is a key component in the determination of the level of precautionary savings.

2007| Matloob Piracha, Yu Zhu
SOEPpapers 21 / 2007

Precautionary Saving and Income Uncertainty in Germany: New Evidence from Microdata

The saving ratio of households in Germany has increased in the past few years when the income trend was weak. This could be due to precautionary saving. In this paper, the importance of precautionary saving against income uncertainty is analyzed ...

2007| Nikolaus Bartzsch
SOEPpapers 350 / 2010

Broke, Ill, and Obese: The Effect of Household Debt on Health

We analyze the effect of household indebtedness on different health outcomes using data from the German Socio-Economic Panel from 1999-2009. To establish a causal effect, we rely on (a) fixed-effects methods, (b) a subsample of constantly employed ..

2010| Matthias Keese, Hendrik Schmitz
SOEPpapers 226 / 2009

Marital Risk, Family Insurance, and Public Policy

The present paper aims to quantify the growth and welfare consequences of changing family structures in western societies. For this reason we develop a dynamic general equilibrium model with both genders which takes into account changes of the ...

2009| Hans Fehr, Manuel Kallweit, Fabian Kindermann
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