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Pressemitteilung

Mangelnde Gleichberechtigung bei Finanzentscheidungen trägt zu geringerer Finanzbildung von Frauen bei

DIW Berlin untersucht für mehrere Länder die Ursachen für die geringere Finanzbildung von Frauen – Neben Einkommen, Bildung und Erfahrung spielen kulturelle Faktoren eine wesentliche Rolle – Durch bessere Finanzbildung könnten Frauen effektiver für das Alter vorsorgen In den meisten Ländern der Welt wissen Frauen weniger über Finanzen als Männer. ...

16.11.2016
Economic Bulletin

The gender gap in financial literacy: income, education, and experience offer only partial explanations

In most countries, women have a lower level of financial literacy than men on average. This report demonstrates that differences in income and education and less experience in financial matters only provide a partial explanation for the gender gap. Data from various countries show that cultural differences may also play a role. In order to close the gender gap in financial literacy, schools should ...

18.11.2016| Antonia Grohmann
Externe referierte Aufsätze

Does Financial Education Impact Financial Literacy and Financial Behavior, and If So, When?

In a meta-analysis of 126 impact evaluation studies, we find that financial education significantly impacts financial behavior and, to an even larger extent, financial literacy. These results also hold for the subsample of randomized experiments (RCTs). However, intervention impacts are highly heterogeneous: financial education is less effective for low-income clients as well as in low- and lower-middle–income ...

In: The World Bank Economic Review 31 (2017), 3, S. 611-630 | Tim Kaiser, Lukas Menkhoff
Monographien

Does Financial Education Impact Financial Literacy and Financial Behavior, and If So, When?

In a meta-analysis of 126 impact evaluation studies, we find that financial education significantly impacts financial behavior and, to an even larger extent, financial literacy. These results also hold for the subsample of randomized experiments (RCTs). However, intervention impacts are highly heterogeneous: Financial education is less effective for low-income clients as well as in low and lower-middle ...

Munich, Germany: Collaborative Research Center Transregio 190, 2017, 89 S.
(Discussion paper / Rationality & Competition, CRC TRR 190 ; 37)
| Tim Kaiser, Lukas Menkhoff
Monographien

Does Financial Education Impact Financial Literacy and Financial Behavior, and if So, When?

In a meta-analysis of 126 impact evaluation studies, we find that financial education significantly impacts financial behavior and, to an even larger extent, financial literacy. These results also hold for the subsample of randomized experiments (RCTs). However, intervention impacts are highly heterogeneous: Financial education is less effective for lowincome clients as well as in low and lower-middle ...

Washington: World Bank Group, 2017, 75 S.
(Policy Research Working Paper ; 8161)
| Tim Kaiser, Lukas Menkhoff
Diskussionspapiere 1562 / 2016

Does Financial Education Impact Financial Literacy and Financial Behavior, and if So, When?

In a meta-analysis of 126 impact evaluation studies, we find that financial education significantly impacts financial behavior and, to an even larger extent, financial literacy. These results also hold for the subsample of randomized experiments (RCTs). However, intervention impacts are highly heterogeneous: Financial education is less effective for lowincome clients as well as in low and lower-middle ...

2016| Tim Kaiser, Lukas Menkhoff
DIW Economic Bulletin 41 / 2017

Financial Literacy Promotes Financial Inclusion in Both Poor and Rich Countries

For social and economic reasons, national economies benefit from the inclusion of as many people as possible in financial services. In a cross country study, the present study shows that financial literacy for the general population promotes financial inclusion. This relationship goes beyond the effect of higher economic or financial development. And the effect of higher levels of financial literacy ...

2017| Antonia Grohmann, Lukas Menkhoff
DIW Wochenbericht 41 / 2017

Finanzbildung fördert finanzielle Inklusion in armen und reichen Ländern

Moderne Gesellschaften profitieren aus sozialen und ökonomischen Gründen von der Teilhabe möglichst aller Menschen an finanziellen Dienstleistungen, das heißt von finanzieller Inklusion. Diese Studie zeigt in einem Ländervergleich, dass durch finanzielle Bildung der Bevölkerung die finanzielle Inklusion in einem Land gefördert wird. Dieser Zusammenhang geht über den Effekt von hoher ökonomischer oder ...

2017| Antonia Grohmann, Lukas Menkhoff
Diskussionspapiere 1682 / 2017

Does Financial Literacy Improve Financial Inclusion? Cross Country Evidence

While financial inclusion is typically addressed by improving the financial infrastructure we show that financial literacy, representing the demand-side of financial markets, also has a beneficial effect. We study this effect at the cross-country level, which allows to consider institutional variation. Regarding “access to finance”, financial infrastructure and financial literacy are mainly substitutes. ...

2017| Antonia Grohmann, Theres Klühs, Lukas Menkhoff
DIW Wochenbericht 26 / 2017

Schlechte Evaluierung rentiert sich kaum: Lehren aus dem Bereich der finanziellen Bildung

Die Verbesserung finanzieller Bildung ist inzwischen weltweit ein etabliertes Ziel der Wirtschaftspolitik, das über vielfältige Initiativen erreicht werden soll. Es verfügen aber nur wenige Wirkungsevaluierungen über den wissenschaftlich wünschenswerten Stand, um die Leistungen dieser Initiativen sicher bewerten zu können. Dieser Bericht erläutert die verschiedenen praktizierten Formen der Evaluierung ...

2017| Tim Kaiser, Lukas Menkhoff
58 Ergebnisse, ab 31