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Monographien

Earn More Tomorrow: Overconfident Income Expectations and Consumer Indebtedness

This paper examines whether biased income expectations due to overconfidence lead to higher levels of debt-taking. In a lab experiment, participants can purchase goods by borrowing against their future income. We exogenously manipulate income expectations by letting income depend on relative performance in hard and easy quiz tasks. We successfully generate biased income expectations and show that participants ...

Munich: Collaborative Research Center Transregio 190, 2019, 94 S.
(Discussion paper / Rationality & Competition, CRC TRR 190 ; 152)
| Antonia Grohmann, Lukas Menkhoff, Christoph Merkle, Renke Schmacker
Monographien

Does Financial Literacy Improve Financial Inclusion? Cross Country Evidence

While financial inclusion is typically addressed by improving the financial infrastructure, we show that a higher degree of financial literacy also has a clear beneficial effect. We study this effect at the cross-country level, which allows us to consider institutional variation. Regarding “access to finance”, financial infrastructure and financial literacy are mainly substitutes. However, regarding ...

Munich, Germany: Collaborative Research Center Transregio 190, 2018, 94 S.
(Discussion paper / Rationality & Competition, CRC TRR 190 ; 95)
| Antonia Grohmann, Theres Klühs, Lukas Menkhoff
Diskussionspapiere 1817 / 2019

Birth Cohort Size Variation and the Estimation of Class Size Effects

We present evidence that the practice of holding back poorly performing students affects estimates of the impact of class size on student outcomes based on within-school variation of cohort size over time. This type of variation is commonly used to identify class size effects. We build a theoretical model in which cohort size is subject to random shocks and students whose performance falls below a ...

2019| Maximilian Bach, Stephan Sievert
Cluster-Seminar Öffentliche Finanzen und Lebenslagen

Better Together? Heterogeneous Effects of Tracking on Student Achievement

This study estimates mean and distributional effects of early between-school ability tracking on student achievement. For identification, I exploit heterogeneity in tracking regimes between German federal states. After comprehensive primary school, about 40% of students are selected for the academic track and taught in separate schools in all states. The remaining students, however, are either...

10.07.2019| Sönke Matthewes (WZB)
Cluster-Seminar Öffentliche Finanzen und Lebenslagen

The Impact of Formal Child Care on Parenting Intensity

(together with C. Katharina Spieß and Sevrin Waights) We examine the impact of day care usage on parenting activities. We measure parenting activities as the amount of time that parents spend on child rearing and, in particular, on educational activities with children. Using time-use data and panel data of a household survey, we estimate the effects at the extensive (use vs. non-use)...

15.05.2019| Jonas Jessen
Zeitungs- und Blogbeiträge

Ein Verbot von Privatschulen ist keine Lösung

In: Die Zeit (19.04.2019), [Online-Artikel] | Marcel Fratzscher
Kommentar

Gute-Kita-Gesetz: Besser Qualitäts- als Gebührenwettbewerb! Kommentar von C. Katharina Spieß

Das sogenannte Gute-Kita-Gesetz gibt es nicht mehr nur auf dem Papier – langsam kommt es auch in der Praxis an. Mit Bremen hat Ende April das erste Bundesland einen ent-sprechenden Vertrag mit dem Bund geschlossen: In diesem und im nächsten Jahr erhält der Stadtstaat etwa 45 Millionen Euro. Die Bundesländer können entsprechend ihrer Bedarfe aus einem „Baukasten“ ...

07.05.2019| C. Katharina Spieß
Cluster-Seminar Öffentliche Finanzen und Lebenslagen

Information Provision and Postgraduate Studies

This is the first paper to experimentally examine effects of information provision on postgraduate education decisions. We conduct and evaluate an online-RCT across 446 college students close to completion of their undergraduate degree and provide information about pecuniary and non-pecuniary consequences of postgraduate studies. We find negative effects on intentions and postgraduate...

17.04.2019| Frauke Peter
Personalie

Mathias Huebener wins Award for Best Dissertation in Educational Economics

The Verein für Socialpolitik has awarded Mathias Huebener, a Post Doctoral Research Associate at the DIW Education and Family Department, with the prize for best dissertation in educational economics. His dissertation is titled "Essays on the impact of education and family policies on the formation of human capital". The prize is awarded every two years. 

20.02.2019
Personalie

Mathias Huebener wins Award for Best Dissertation in Educational Economics

The Verein für Socialpolitik has awarded Mathias Huebener, a Post Doctoral Research Associate at the DIW Education and Family Department, with the prize for best dissertation in educational economics. His dissertation is titled "Essays on the impact of education and family policies on the formation of human capital". The prize is awarded every two years. 

20.02.2019
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