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Monographien

Earn More Tomorrow: Overconfident Income Expectations and Consumer Indebtedness

This paper examines whether biased income expectations due to overconfidence lead to higher levels of debt-taking. In a lab experiment, participants can purchase goods by borrowing against their future income. We exogenously manipulate income ...

Munich, Germany: Collaborative Research Center Transregio 190, 2019, 94 S.
(Discussion paper / Rationality & Competition, CRC TRR 190 ; 152)
| Antonia Grohmann, Lukas Menkhoff, Christoph Merkle, Renke Schmacker
Monographien

Does Financial Literacy Improve Financial Inclusion? Cross Country Evidence

While financial inclusion is typically addressed by improving the financial infrastructure, we show that a higher degree of financial literacy also has a clear beneficial effect. We study this effect at the cross-country level, which allows us to ...

Munich, Germany: Collaborative Research Center Transregio 190, 2018, 94 S.
(Discussion paper / Rationality & Competition, CRC TRR 190 ; 95)
| Antonia Grohmann, Theres Klühs, Lukas Menkhoff
Forschungsprojekt

Finanzielle Bildung: Maßnahmen, Erfahrungen, Evaluierung und Ausblick

Aktuelles Projekt| Weltwirtschaft
Forschungsprojekt

Financial Education: Measures, Experiences, Evaluation and Outlook

Aktuelles Projekt| Weltwirtschaft
Forschungsprojekt

Financial inclusion of migrants in Germany.

The large numbers of refugees that arrived in Germany over the last few years, has raised the question about how migrants adjust to life in Germany and how easy it is for migrants to integrate into society. One important part of integration is ...

Abgeschlossenes Projekt| Weltwirtschaft
Forschungsprojekt

Untersuchung von individualisiertem Feedback auf das Finanzverhalten von Kleinunternehmern in Uganda

Kleinunternehmer in Entwicklungsländern weisen erhebliche Defizite in ihrem Finanzverhalten auf, die ihr Fortkommen behindern. Deshalb werden Interventionen zur Verbesserung der finanziellen Bildung und letztlich damit zu einem verbesserten ...

Aktuelles Projekt| Weltwirtschaft
Diskussionspapiere 1823 / 2019

The Effect of Personalized Feedback on Small Enterprises’ Finances in Uganda

This RCT examines the effect of a new style finance training during which participants are given personalized feedback on their financial business outcomes in addition to a “rules-of-thumb” training approach. We compare this to the effects of a ...

2019| Antonia Grohmann, Lukas Menkhoff, Helke Seitz
Externe referierte Aufsätze

Financial Education in Schools: A Meta-Analysis of Experimental Studies

We study the literature on school financial education programs for children and youth via a quantitative meta-analysis of 37 (quasi-) experiments. We find that financial education treatments have, on average, sizeable impacts on financial knowledge (

In: Economics of Education Review (2020), im Ersch. [online first: 2019-10-11] | Tim Kaiser, Lukas Menkhoff
Finanzkompetenz für alle Lebenslagen

Verschuldung privater Haushalte – Ursachen und Hilfen

Im 4. und vorerst letzten Workshop im Rahmen der Veranstaltungsreihe des DIW Berlin „Finanzkompetenz für alle Lebenslagen“ wird insbesondere diskutiert, ob Finanzwissen sowie -bildung und -beratung einen Beitrag dazu leisten kö ...

31.01.2020
Seminar Series on Research in Development Economics

Peer Effects and Academic Achievement: Experimental Evidence from Tracking and Bimodal Classrooms

01.11.2018| Veronica Frisancho, Inter-American Development Bank
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