Digitalisation opens new channels for financial transactions. Crowdlending and Digital Advice offer additional opportunities for customers to manage their assets. In the banking market, "FinTechs" are the most notable example of what Schumpeter described as "creative destruction". They could threaten the existence of established banks. Therefore the banks should use the FinTechs as a testing laboratory ...
A puzzle of the modern welfare state is that a large fraction of social benefits is not takenup. Using a laboratory experiment, we present evidence that stigmatization through publicexposure causally reduces the take-up of a redistributive transfer by 30 percentage points.We build a theoretical model that interprets welfare stigma as unfavorable inferencesabout the claimant's type. Our design exogenously ...
Mixed-Methods-Studien erfreuen sich wachsender Beliebtheit. Immer mehr Studien nutzen dabei auch Panel-basierte Mixed-Methods-Designs, in denen bestehende Längsschnittstudien durch qualitative Befragungsformen ergänzt werden. Innerhalb der reichhaltigen Veröffentlichungen zum Thema Mixed-Methods-Forschung finden sich bisher aber kaum Diskussionen solcher Mixed-Methods-Designs. Im vorliegenden Artikel ...
Die Debatte um Arbeitszeiten und deren Regulierung wird in der deutschen Öffentlichkeit erneut geführt. Empirische Grundlage sind dabei häufig Studien auf Basis des Mikrozensus oder des Sozio-oekonomischen Panels (SOEP), die teilweise erhebliche Unterschiede in ihren Ergebnissen aufweisen (Rengers 2015, Holst/Wieber 2014). In dem vorliegenden Beitrag wird den Ursachen für diese Unterschiede nachgegangen. ...
In the New England Journal of Medicine, Longo and Drazen critically assessed the concept of data sharing. Their main concern is that a "new class of research person will emerge" that uses data, which were gathered by other researchers, for their own original research questions. The authors referred to this class of researcher as "research parasites". Longo and Drazen are right when they note that ...
In the New England Journal of Medicine, Longo and Drazen critically assessed the concept of data sharing. Their main concern is that a "new class of research person will emerge" that uses data, which were gathered by other researchers, for their own original research questions. The authors referred to this class of researcher as "research parasites". Longo and Drazen are right when they note that scientific ...
We live in a time of increasing publication rates and specialization of scientific disciplines. More and more, the research community is facing the challenge of assuring the quality of research and maintaining trust in the scientific enterprise. Replication studies are necessary to detect erroneous research. Thus, the replicability of research is considered a hallmark of good scientific practice and ...
It is heavily discussed whether trade liberalization is good or bad for the poor in a given (developing) country. The answer depends on a wide variety of factors, such as the type of trade barrier removed, the economic and institutional environment in the country, and the characteristics of the poor in that country (Winters 2002; Winters et al. 2004). In addition, the results can also be driven by ...
We quantify the importance of precautionary labor supply using data from the German Socio-Economic Panel (SOEP) for 2001-2012. We estimate dynamic labor supply equations augmented with a measure of wage risk. Our results show that married men choose about 2.5% of their hours of work or one week per year on average to shield against unpredictable wage shocks. This implies that about 26% of precautionary ...