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Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit moral hazard. However, in the absence of moral hazard, voluntarily chosen deductibles may instead lead to self-selection into different insurance contracts. We use a set of new variables in the German Socioeconomic Panel for the years 2002, 2004, and 2006 that measure individual health ...
Berlin:
DIW Berlin,
2008,
(SOEPpapers 141)
| Hendrik Schmitz
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In:
Schmollers Jahrbuch (Proceedings of the 7th International Socio-Economic Panel User Conference (SOEP2006), ed. by Ferrer-i-Carbonell, Ada; Grabka, Markus M. and Kroh, Martin)
127 (2007), 1, 127-138
| Christin Schäfer, Christian Schmitt
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Berlin:
German Institute for Economic Research (DIW Berlin),
2004,
(DIW Discussion Paper No. 441)
| Christin Schäfer, Jörg-Peter Schräpler, Klaus-Robert Müller, Gert G. Wagner
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In:
Schmollers Jahrbuch (Proceedings of the 6th International Conference of German Socio-Economic Panel Study Users, ed. by Büchel, Felix; D'Ambrosio, Conchita and Frick, Joachim R.)
125 (2005), 1, 183-193
| Christin Schäfer, Jörg-Peter Schräpler, Klaus-Robert Müller, Gert G. Wagner
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Berlin:
German Institute for Economic Research (DIW Berlin),
2005,
(DIW Discussion Paper No. 480)
| Dorothea Schäfer, Oleksandr Talavera
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This paper investigates whether small businesses face financial constraints that affect their survival. A model of moral hazard is developed in which financial constraints arise endogenously. The model predicts that higher private assets relax financial constraints and have a positive effect on the firm’s probability of survival. The empirical analysis confirms that the entrepreneur has a higher propensity ...
In:
Small Business Economics
32 (2009), 1, 95-109
| Dorothea Schäfer, Oleksandr Talavera
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In principle, the SOEP is a highly adequate data source for analyzing the socio-economic background of temporary agency workers. In this paper, it’s argued that on second glance, the SOEP’s temp worker variable shows severe problems with data quality. An easy-to-use adjustment procedure is proposed that alleviates the problem, but is not an encompassing solution. Therefore, it is concluded that in ...
Berlin:
DIW Berlin,
2012,
(SOEPpapers 454)
| Holger Schäfer
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In:
Proceedings of the 1993 International Conference of German Socio-Economic Panel Study Users. Vierteljahrshefte zur Wirtschaftsforschung
64 (1994), 1/2, 81-84
| Michael Schlese, Florian Schramm
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Istanbul:
2009,
| Martin Schlotter
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Florence:
European University Institute,
1996,
(EUI Working Papers, ECO No. 96/35)
| Christian Schluter