Publikationen mit SOEP-Daten: SOEPlit

Introducing Risk Adjustment and Free Health Plan Choice in Employer-Based Health Insurance: Evidence from Germany

To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a simple Risk Adjustment Scheme (RAS) based on age, gender and disability status in 1994. In addition, effective 1996, consumers gained the freedom to choose among hundreds of existing health plans, across employers and state-borders. This paper (a) estimates RAS pass-through rates on ...

Altersarmut und Altersvorsorge in Deutschland

Nettoeinkommenseffekte steigender Beitragssätze zur Sozialversicherung – Eine empirisch fundierte Modellrechnung für verschiedene Haushaltskonstellationen (Kurzstudie für die Initiative Neue Soziale Marktwirtschaft (INSM))

Im Vorfeld der Bundestagswahl scheint die Frage der nachhaltigen Finanzierbarkeit der gesetzlichen Sozialversicherung aus dem Blick zu geraten. In der Öffentlichkeit dominieren Vorschläge für Leistungsausweitungen, zum Beispiel zugunsten eines höheren Sicherungsniveaus in der Gesetzlichen Rentenversicherung. Der Blickwinkel ist dabei stark von der Sorge vor steigenden Armutsrisiken im Alter geprägt. ...

Intergenerational Effects of Economic Distress: Paternal Unemployment and Child Secondary Schooling Decisions

Economic crises are particularly detrimental if they affect next-generation human capital. This paper investigates how paternal unemployment affects children’s educational attainment, using variation in the local unemployment rate to identify the unemployment effect. To this end, I match German representative household data with labor market information on 97 regions for the years 1998-2009. Paternal ...

Predicting Experimental Choice Behavior and Life Outcomes from a Survey Measure of Present Bias

Using a representative sample of the German adult population, this paper investigates the extent to which a survey measure of present bias predicts present-biased choice behavior in incentive-compatible experiments and real-world outcomes related to investments in financial assets and human capital. The results are threefold. First, the survey and experimental measures of present bias are significantly ...

Changes of Life Satisfaction in the Transition to Retirement: A Latent-Class Approach

Contradictory positions have been advanced as to whether retirement has negative, positive, or no effects on subjective well-being. The authors investigated changes in life satisfaction in 1,456 German retirees. Using latent growth mixture modeling, the authors found 3 groups of people who experienced retirement differently. In Group 1, satisfaction declined at retirement but continued on a stable ...

Change of Leisure Satisfaction in the Transition to Retirement: A Latent-Class Analysis

This study analyzes patterns of change in leisure satisfaction in the transition to retirement in 1,456 German retirees. Using latent growth mixture modeling, three patterns are identified. The largest subgroup shows a linear increase in leisure satisfaction during the four years prior to retirement and in the first months of retirement, followed by stability thereafter. Two smaller groups show no ...

Intergenerational Transmission of Education and Mediating Channels: Evidence from a Compulsory Schooling Reform in Germany

In this paper, I estimate the causal effect that an additional year of schooling for parents has on their children's education, by exploiting a compulsory schooling reform that was implemented in all West German states between 1946 and 1969. Although previous research indicates that the reform had no effect on earnings, I find that an additional year of schooling for women strongly affects the ...

Central School Exit Exams and Labor-Market Outcomes

Many countries use centralized exit exams as a governance devise of the school system. While abundant evidence suggests positive effects of central exams on achievement tests, previous research on university-bound students shows no effects on subsequent earnings. We suggest that labor-market effects may be more imminent for students leaving school directly for the labor market and, on rigid labor markets, ...

Zentrale Abschlussprüfungen, Signalwirkung von Abiturnoten und Arbeitsmarkterfolg in Deutschland

Zahlreiche Studien belegen einen positiven Zusammenhang zwischen zentralen Abschlussprüfungen und Schülerleistungen, aber über längerfristige Effekte zentraler Abschlussprüfungen auf den späteren Arbeitsmarkterfolg ist wenig bekannt. Diese Studie nutzt die Variation in Abschlussprüfungen nach Bundesland und Sekundarschulabschluss, um langfristige Effekte von zentralen Abschlussprüfungen auf das Arbeitseinkommen ...