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Higher education funding in Germany: a distributional lifetime perspective

In this paper, I analyze how the higher education decision of young adults in Germany depends on their expected future earnings. For this, I estimate a microeconometric model in which individuals maximize life-time utility by choosing whether or not to enter higher education. To forecast individual life cycles in terms of employment, earnings, and family formation under higher education and its alternative, ...

School-to-Work Transitions and Labor Market Outcomes

Diese Dissertation befasst sich mit der Ökonomie der postsekundären Bildung in Deutschland. In Anbetracht der Tatsache, dass junge Erwachsene in Deutschland nach dem Abschluss der Sekundarstufe in der Regel entweder ein Studium oder eine Berufsausbildung (oder manchmal auch beides) aufnehmen, werden drei grundlegende Fragen untersucht: (i) "Lohnt sich ein Hochschulstudium für das Individuum und ...

Worker Beliefs About Outside Options

Workers wrongly anchor their beliefs about outside options on their current wage. In particular, low-paid workers underestimate wages elsewhere. We document this anchoring bias by eliciting workers’ beliefs in a representative survey in Germany and comparing them to measures of actual outside options in linked administrative labor market data. In an equilibrium model, such anchoring can give rise to ...

How Causal Is Separation? Lessons Learnt from Endogenous Switching Regression Models for Single Mothers’ Economic Strain in Germany

Single mothers often experience precarious financial conditions. However, it is not fully understood to what extent separation is the cause of these conditions versus being their consequence. Estimating an endogenous switching regression model based on a sample of 626 separated and 5,525 non-separated mothers drawn from the German Socio-Economic Panel (SOEP) 1984-2018, we disentangle the roles of causation ...

Die Reformvorschläge bei der Einkommensbesteuerung der Parteien zur Bundestagswahl 2021

In diesem Beitrag untersuchen wir Aufkommens-, Beschäftigungs- und Verteilungswirkungen der Programme der Parteien zur Bundestagswahl 2021 bezogen auf Einkommensteuer und Solidaritätszuschlag. Unsere Simulationen zeigen, dass alle Parteien die Haushalte bei der Einkommensbesteuerung entlasten wollen. Die Höhe der Entlastung variiert dabei jedoch zwischen den Parteien, so dass die Vorschläge nur bedingt ...

Mikrosimulation verschiedener Varianten eines Bedingungslosen Grundeinkommens in Deutschland

In diesem Report zeigen wir die Simulation verschiedener Varianten eines Bedingungslosen Grundeinkommens (BGE) in Deutschland. Wir greifen dafür auf eine Standardmethode der Evaluation von Reformvorschlägen im Steuer- und Transfersystem zurück -- die Mikrosimulation. Es gibt zahlreiche potenzielle Wirkungskanäle eines BGE. Hier beschränken wir uns auf die Auswirkungen auf das Arbeitsangebot und die ...

Buying Control? 'Locus of Control' and the Uptake of Supplementary Health Insurance

This paper analyses the relationship between locus of control (LOC) and the demand for supplementary health insurance. Drawing on longitudinal data from Germany, we find robust evidence that individuals having an internal LOC are more likely to take up supplementary private health insurance (SUPP). The increase in the probability to have a SUPP due to one standard deviation increase in the measure ...

Buying control? ‘Locus of control’ and the uptake of supplementary health insurance

This paper examines the relationship between locus of control (LOC) and the demand for supplementary health insurance (SUPP). Drawing on longitudinal data from Germany, we document robust evidence that individuals internal LOC increases the take up of supplementary private health insurance (SUPP). We find that the effect of one standard deviation increase in the measure of internal LOC on the probability ...

Wissen über die Transformation: Wohnraum und Eigentum in der langen Geschichte der »Wende«

Monopsony in the labor market: the employment effects of the german minimum wage reform

In 2015, Germany introduced a statutory hourly minimum wage that was not only universally binding but also set at a relatively high level. By focusing on the short-run effects of the German Minimum Wage Reform, I estimate its impact on employment. Using a difference-in-differences framework, I exploit variation in the regional treatment intensity, assuming that the stronger a minimum wage ‘bites’ into ...