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Refereed essays Web of Science
We conduct a randomized field experiment to study the effects of two financial education interventions offered to small-scale retailers in rural western Uganda. The treatments contrast “active learning” with traditional “lecturing” within standardized lesson-plans. After six months, active learning has a positive effect on savings and investment outcomes, in contrast to small or zero effects for lecturing. ...
In:
Journal of Development Economics
157 (2022), 102870, 9 S.
| Tim Kaiser, Lukas Menkhoff
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Externe Monographien
Do financial education programs affect financial knowledge and behaviors? We examine this question using a meta-analysis that incorporates studies from the past decade, which saw a rapid increase in financial education research. When examining data from 76 financial education randomized experiments across 33 countries covering over 160,000 individuals, we find that financial education improves both ...
Denver:
NEFE,
2022,
9 S.
(Insights: Financial Capability ; April 2022)
| Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urban
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DIW Weekly Report 17/18 / 2022
Refugees in Germany perceive discrimination due to their country of origin in various life dimensions, which can negatively affect their integration into society. Using IAB-BAMF-SOEP survey data, this report analyzes to what extent refugees perceive discrimination on the labor market, at educational institutions, on the housing market, with public authorities, and in daily life. The results show that ...
2022| Adriana Cardozo Silva, Christopher Prömel, Sabine Zinn
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Refereed essays Web of Science
This article depicts the selectivity profiles of first-generation immigrants of multiple origins in 18 European destinations and investigates whether educational selectivity is relevant to their labour market performance. The theoretical account starts from the premise that the relative position individuals occupy in the educational distribution of their origin country represents—frequently unmeasured—characteristics ...
In:
European Sociological Review
38 (2022), 2, S. 252–268
| Regine Schmidt, Cornelia Kristen, Peter Mühlau
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DIW Discussion Papers 2028 / 2022
Over the past decades, the share of very young children in daycare has increased significantly in many OECD countries, including Germany. Despite the relevance of child health for child development and later life success, the effect of early daycare attendance on health has received little attention in the economic literature. In this study, I investigate the impact of a large daycare expansion in ...
2022| Mara Barschkett
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Refereed essays Web of Science
Childhood obesity is one of the most serious public health challenges of the 21st century. While small-scale experiments change behaviors among adults in the short-run, we know little about the effectiveness of large-scale policies or the longer-run impacts due to habit formation among children. To nudge primary school children into a long-term habit of exercising, the German state of Saxony distributed ...
In:
American Economic Journal: Economic Policy
14 (2022), 3, S. 128-165
| Jan Marcus, Thomas Siedler, Nicolas R. Ziebarth
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Refereed essays Web of Science
Two competing theories of social support and role specialization have been invoked to explain how marital status affects labour market outcomes. Whereas evidence of beneficial labour market outcomes among married men and employed married women favours a social support perspective, evidence of married women’s reduced labour market participation corresponds to a role specialization perspective. We make ...
In:
European Sociological Review
38 (2022), 1, S. 73–87
| Maik Hamjediers, Paul Schmelzer
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Refereed essays Web of Science
Individuals typically traverse several life phases before forming a family. We analyze whether changing the duration of one of these phases, the education phase, affects the timing of marriage and childbearing. For this purpose, we exploit the introduction of short school years (SSYs) in Germany in 1966–1967, which compressed the education phase without affecting the curriculum. Based on difference-in-differences ...
In:
CESifo Economic Studies
68 (2022), 1, S. 1-45
| Josefine Koebe, Jan Marcus
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Refereed essays Web of Science
This is the first paper to examine experimentally effects of information provision on beliefs about pecuniary and non-pecuniary returns of postgraduate education, enrolment intentions and realized enrolment. We find that our treatment causally affects beliefs measured six months after treatment. The effects on beliefs differ by gender and academic background, and we find that stated enrolment intentions ...
In:
Economica
89 (2022), 355, S. 627-646
| Jan Berkes, Frauke Peter, C. Katharina Spieß, Felix Weinhardt
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Refereed essays Web of Science
We study the rapidly growing literature on the causal effects of financial education programs in a meta-analysis of 76 randomized experiments with a total sample size of over 160,000 individuals. Many of these experiments are published in top economics and finance journals. The evidence shows that financial education programs have, on average, positive causal treatment effects on financial knowledge ...
In:
Journal of Financial Economics
145 (2022), S. 255–272
| Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urband