Diese Arbeit untersucht den Einfluss verhaltensökonomischer Aspekte und Bildung für die finanzielle Entwicklung. Sie besteht aus vier Kapiteln, welche jeweils ein separates Forschungspapier darstellen. Die Kapitel decken folgende Themen ab: Determinanten einer impulsiven Kreditaufnahme, Hindernisse bei finanzieller Inklusion, die Auswirkungen von finanzieller Bildung und die finanziellen Folgen eines ...
Refugees in Germany perceive discrimination due to their country of origin in various life dimensions, which can negatively affect their integration into society. Using IAB-BAMF-SOEP survey data, this report analyzes to what extent refugees perceive discrimination on the labor market, at educational institutions, on the housing market, with public authorities, and in daily life. The results show that ...
A considerable share of low-skilled workers in Germany perform speciali-zed activities for which some kind of formal vocational qualification is required.This article examines the role of non-formal in-company training for the careeradvancement of low-skilled workers in the internal labor market. The focus is onthe role of regulating structures. Based on the human capital and filter theory aswell as ...
Childhood obesity is one of the most serious public health challenges of the 21st century. While small-scale experiments change behaviors among adults in the short-run, we know little about the effectiveness of large-scale policies or the longer-run impacts due to habit formation among children. To nudge primary school children into a long-term habit of exercising, the German state of Saxony distributed ...
Individuals typically traverse several life phases before forming a family. We analyze whether changing the duration of one of these phases, the education phase, affects the timing of marriage and childbearing. For this purpose, we exploit the introduction of short school years (SSYs) in Germany in 1966–1967, which compressed the education phase without affecting the curriculum. Based on difference-in-differences ...
In Deutschland ist es noch ein weiter Weg zu einer partnerschaftlichen Aufteilung der Erwerbs- und Sorgearbeit zwischen Männern und Frauen: Bei den Beschäftigungsquoten und im Erwerbsumfang liegen Frauen deutlich hinter Männern, bei der Kinderbetreuung und Hausarbeit ist es umgekehrt. Diese ungleichen Zeitverwendungen stehen in unmittelbarem Zusammenhang zueinander: Ökonometrische Analysen in diesem ...
Credit decisions play an important role for the economic wellbeing of households. However, the complexity of products and varying price information display makes it hard for consumers to navigate this field. Empirical evidence has important implications for consumer protection policies, as many people fail to make optimal choices for themselves and struggle to understand credit cost information. Presenting ...
