Thema Bildung

Bildung, Sprache und kognitive Potenziale

Does Financial Education Impact Financial Literacy and Financial Behavior, and If So, When?

In a meta-analysis of 126 impact evaluation studies, we find that financial education significantly impacts financial behavior and, to an even larger extent, financial literacy. These results also hold for the subsample of randomized experiments (RCTs). However, intervention impacts are highly heterogeneous: Financial education is less effective for low-income clients as well as in low and lower-middle ...

Does Financial Education Impact Financial Literacy and Financial Behavior, and if So, When?

In a meta-analysis of 126 impact evaluation studies, we find that financial education significantly impacts financial behavior and, to an even larger extent, financial literacy. These results also hold for the subsample of randomized experiments (RCTs). However, intervention impacts are highly heterogeneous: Financial education is less effective for lowincome clients as well as in low and lower-middle ...

Does Broadband Internet Affect Fertility?

The spread of high-speed Internet epitomizes the digital revolution, affecting several aspects of our life. Using German panel data, we test whether the availability of broadband Internet influences fertility choices in a low-fertility setting, which is well-known for the difficulty to combine work and family life. We exploit a strategy devised by Falck et al. (2014) to obtain causal estimates of the ...

Equality of Opportunity for Well-Being

A growing literature has tried to measure the extent to which individuals have equal opportunities to acquire income. At the same time, policy makers have doubled down on efforts to go beyond income when measuring well-being. We attempt to bridge these two areas by measuring the extent to which individuals have equal opportunities to achieve a high level of well-being. We use the German Socio-Economic ...

Hochschulen: Weniger aussagekräftige Prüfungsnoten können Vorteile haben

Prüfungsleistungen in vielen Hochschulfächern werden heutzutage fast ausschließlich mit den Noten „sehr gut“ oder „gut“ bewertet. Die Verbesserung der Prüfungsnoten wird als Noteninflation bezeichnet – ein Begriff, der in der Regel negativ konnotiert ist. Er kann aber auch als eine Entwicklung hin zu weniger ausdifferenzierten Benotungssystemen betrachtet werden. Die Ausgestaltung eines Benotungssystems ...

Income, Social Support Networks, Life Satisfaction: Lesbians, Gays, and Bisexuals in Germany

Towards the very end of this legislative period, a cross-caucus parliamentary majority gave same-sex marriage the green light – progress for the legal equality of homosexuals in Germany. This report focuses on the life situations of homosexual and bisexual people in Germany. The careers they pursue, for example, differ from those of heterosexuals. Hourly wages are an area of significant disparity: ...

Does Financial Literacy Improve Financial Inclusion? Cross Country Evidence

While financial inclusion is typically addressed by improving the financial infrastructure we show that financial literacy, representing the demand-side of financial markets, also has a beneficial effect. We study this effect at the cross-country level, which allows to consider institutional variation. Regarding “access to finance”, financial infrastructure and financial literacy are mainly substitutes. ...

In Zukunft Zuwanderung von Qualifizierten erforderlich: Interview mit Karl Brenke

Einkommen, soziale Netzwerke, Lebenszufriedenheit: Lesben, Schwule und Bisexuelle in Deutschland

Mit der Öffnung der Ehe für alle, die zum Ende der derzeitigen Legislaturperiode eine fraktionsübergreifende parlamentarische Mehrheit fand, schreitet die rechtliche Gleichstellung Homosexueller in Deutschland voran. Dieser Bericht befasst sich mit den Lebenslagen homo- und bisexueller Menschen in Deutschland, die sich zum Beispiel hinsichtlich ausgeübter Berufe von Heterosexuellen unterscheiden. Ein ...